Funeral Insurance Comparison

Funeral Insurance Comparison

End of life and funeral costs can be expensive. Final expenses insurance is a great way to make sure your family is not financially burdened during their time of grief. If you are looking for funeral insurance, another form of this is final expenses insurance. Choosi can help you to compare final expenses or funeral insurance in the one place, saving you time so you get the right policy to suit your needs.

When comparing either final expenses or funeral insurance you will need to decide how much cover will be required to help meet any immediate expenses that your family may face, like your funeral. Then you simply need to request some quotes.


Typically when deciding how much cover you need, you will need to consider:

  • If you need to cover the cost of a funeral the type of funeral you want and how much will be required to cover the costs, (coffin, professional fees, service, flowers, the cremation (or burial) and the wake);
     
  • Other expenses related to your passing away, including travel costs for family to attend your funeral or to cover your family for any unpaid leave they may need to take;
     
  • What debts or outstanding loans may need to be paid immediately.


When you receive your quotes and you are making your choice of the final expenses insurance policies, you may want to also consider comparing:

  1. The cost (premiums payable); you will need to keep your premium payments up to date or you may not be covered and insurers will typically give you the option of paying either fortnightly or monthly, to assist you to manage your payments.
  2. Policy features are another good thing to compare. All policies will have a Product Disclosure Statement so that you can read about what the policy does and doesn't cover in detail.
  3. Optional benefits are also available with some policies, so you can think about adding on extras such as Accidental Serious Injury Cover.
  4. Whether your policy can include dependent children.
  5. You may also want to look at what other customers actually think about the product and through Choosi you can access customer ratings on some of the products available. We have asked people to provide ratings on their final expenses or funeral insurance policies based on criteria such as the level of cover, ease of purchase and value for money. You can then use this information so that you can decide if the policy is right for you.

The steps above are a start to comparing final expenses insurance, however you are best placed to determine how relevant they are to you and your circumstances. If you are unsure about any of the products available please contact us and we will answer any questions you may have. You should however note that we are unable to give you any direct personal advice.

If you are looking for peace of mind and a simple solution to sort out your final expenses insurance, compare policies with Choosi today.

Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi does not provide information, or offer cover, for all products available in the market and there may be aspects to some products that we do not compare. Choosi is not an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms and Conditions.

Choosi is owned by Hollard Financial Services Pty Ltd (ABN 53 128 692 884), the distributor of each pet insurance, life insurance, income protection insurance, funeral insurance and final expenses insurance policy Choosi is able to arrange directly for the following brands: Australian Seniors Insurance Agency, Guardian Insurance, Prime Pet Insurance, Real Insurance, RSPCA Pet Insurance and Woolworths Insurance. Choosi is also a related company of The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473 AFSL 241436), the issuer of each pet insurance product Choosi is able to arrange directly. Information on this website does not take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance and final expenses insurance products sold through Choosi and our advisor partner are available through this website. Health Insurance products are not required to have a PDS, but this website has a Fact Sheet for each Health Insurance product Choosi is able to arrange.

Choosi

Ground Floor, 58 Norwest Blvd, Bella Vista NSW 2153

Phone: 1300 884 384