Guardian Insurance

Customer Rating

from 23 reviews
Value for money: 90 %
Level of cover: 92 %
Customer communications: 92 %
Ease of purchase: 92 %
Read the reviews

This rating relates to all products for the life insurance category that are issued by the relevant insurer of which may or may not still be offered for sale. The ratings are consumer-driven and are not based on a representative sample.

Guardian Insurance has a range of insurance products that make it easy for Australians to protect themselves financially, including life, income protection and final expenses insurance.

With Guardian you have the ability to tailor your life insurance policy with a number of optional covers, and you have peace of mind knowing you are covered 24 hours a day, worldwide.

Hannover Life Re of Australasia is the insurer of Guardian products and is presently the 3rd largest global life reinsurer.

Guardian Insurance Products

  • Provides from $3,000 to $15,000 cover, with triple Benefit Amount paid in the event of Accidental Death. Acceptance is guaranteed for Australian residents aged 18 to 79 without the need to answer any intrusive health questions or take a medical. Cover is for Accidental Death only in the first 12 months; then cover is also for death by any cause thereafter.

Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi does not provide information, or offer cover, for all products available in the market and there may be aspects to some products that we do not compare. Choosi is not an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms and Conditions.

Choosi is owned by Hollard Financial Services Pty Ltd (ABN 53 128 692 884), the distributor of each pet insurance, life insurance, income protection insurance, funeral insurance and final expenses insurance policy Choosi is able to arrange directly for the following brands: ACE Insurance Limited, Australian Seniors Insurance Agency, Guardian Insurance, Prime Pet Insurance, Real Insurance, RSPCA Pet Insurance and Woolworths Insurance. Choosi is also a related company of The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473 AFSL 241436), the issuer of each pet insurance product Choosi is able to arrange directly. Information on this website does not take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance and final expenses insurance products sold through Choosi and our advisor partner are available through this website. Health Insurance products are not required to have a PDS, but this website has a Fact Sheet for each Health Insurance product Choosi is able to arrange.


Ground Floor, 58 Norwest Blvd, Bella Vista NSW 2153

Phone:13 55 55