23 May 2012

Health funds and broader health cover programs

When choosing your health insurance policy, it's a good idea to look at the health fund you're thinking of joining and see what additional benefits they offer, apart from regular hospital and extras cover.

Since April 2007, private health funds in Australia have been able to offer a wide range of additional services like treatment outside hospital (in your home or community healthcare clinic) and many health programs. These services are called 'broader health cover'.

Not all health funds offer broader health cover, but many funds recognise that it's in their best interest to keep their members healthy and happy. Some types of broader health cover services include:

 

Hospital substitute treatment

Hospital Substitute Treatment is an option that allows patients to complete their recovery, after surgery or treatment in hospital, either at home or in a community healthcare clinic. In these cases, most health funds will cover the cost of bed and equipment hire, doctors' visits and nurse care. Common examples of Hospital Substitute Treatment include wound care, IV therapy or early discharge.

 

Chronic disease management programs

Many health funds offer a range of chronic disease management programs to help members either prevent or manage chronic diseases and live healthier lives. These include:

  1. weight loss programs
  2. heart or cardiovascular health programs
  3. diabetes management programs
  4. quit smoking programs
  5. asthma management programs
  6. general programs for healthy lifestyles, including benefits for health check ups

 

Additional member benefits

Depending on which private health fund you choose, you could also access a range of other member benefits and rewards including:

  1. travel and other vaccinations
  2. discounted gym memberships
  3. discounted tickets for movies, theme parks and other attractions
  4. discounts on eyewear or gift purchases with select retailers

 

Some private health funds will also offer discounts on your health insurance premium if you choose to pay by direct debit.

All health funds are different so it's worth comparing them to see what broader health cover programs and additional rewards you could benefit from before joining a health care plan.

Compare health insurance today with Choosi and we'll help you find the policy and the health fund that's right for you.
 

This is general information only and does not take into account your personal objectives, financial situation or needs. You should consider the relevant PDS available on this website prior to purchasing any product. Choosi offers insurance products from a range of brands but does not compare all products available in the market.

Search blog

Topics

Signup to our newsletter

GET MORE ARTICLES

Receive articles, news & tips as soon as they are published. We'll send occasional updates on the latest product offers, competitions and more!
By subscribing you consent to us contacting you and agree to our Privacy Policy



Related articles

19 Statistics you should know about health insurance
22 Sep 2016

19 Statistics you should know about health insurance

Learn about 19 interesting statistics about health insurance in Australia here.

Read More
TOPICS:
Stay healthy with these easy changes to your everyday life
14 Nov 2013

Stay healthy with these easy changes to your everyday life

Want to be healthy and live a long fulfilling life? There are easy changes you can make to your everyday life to keep your body and mind in top condition.

Read More
TOPICS:
Get your moustache on for Movember
19 Sep 2013

Get your moustache on for Movember

Movember - an effort to raise awareness about men's health. Find out more about Movember and how you can get involved.

Read More
TOPICS:

Ready to compare?