When applying for pet insurance you will need to consider two options; accident only cover or accident and illness cover. Accident insurance will cover your pet for any accident that it may be involved in, and you can cover any cat or dog from the age of 8 weeks.
Most accident pet cover policies provide immediate cover for your pet for most injuries. If your pet is under the age of 9 years you should also consider accident and illness cover. As the name suggests it covers accidents as well as pet illness.
How much can I cover my pet for? The benefit limit for cover will vary depending on the insurer but you can get cover for your pet for anywhere up to $12,000 for accident and illness cover. One thing you should note is that pet insurance will only cover a proportion of your vet bill, but this is generally in the region of 75% to 80% of the total.
The good news is that once your pet is covered they can be covered for life and you can use any vet licensed to practice in Australia.
Posted: 08 Nov 2014
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