Real Insurance

Real Insurance provides simple, straightforward insurance products, such as Guaranteed Funeral Insurance, that are competitive and give ordinary Australians the opportunity to protect the financial future of themselves and their loved ones. Real Insurance’s products are easy to get and do not require you to have a medical or blood test to apply.

All Real life insurance policies offer The Real Reward which entitles customers to a 10% refund on premiums paid after holding their policy for 12 months.

PRODUCT DISCLOSURE STATEMENT

Real Guaranteed Funeral Insurance

Real Payback Guarantee:

  • With the Real Payback Guarantee, if you've lived a long life and paid in more premiums than your Benefit Amount, we’ll pay out all the premiums you’ve paid in.
  • This means your family will either get your Benefit Amount or the amount you’ve paid in - whichever is more! So, you can relax and confidently plan for the future.

In addition:

  • You can choose your level of cover - from $3,000 up to $15,000
  • Triple benefit payout, up to $45,000, for Accidental Death from day one
  • Accidental Serious Injury Insurance is automatically included in your cover – at no extra cost
  • All Australian residents aged 18 to 79 years are guaranteed acceptance
  • You can pay your premiums fortnightly or monthly – at no extra cost
  • You’ll receive a refund of 10% of premiums you’ve paid in the first 12 months of your policy
  • Optional Children’s Insurance can be added to your policy

Some things you should know:

  • Cover is for Accidental Death only in the first 12 months, then death by any cause thereafter.
  • If your policy is cancelled and cover ends, no Benefit Amount is payable, and there are no premium refunds after the cooling off period. If you change cover your eligibility for the Real Payback Guarantee may be affected.