Compare funeral insurance

Funerals can cost thousands of dollars and some people find they just aren’t financially prepared to pay for such an unexpected expense. Funeral insurance can help cover the cost of your funeral by paying a lump-sum of your chosen benefit amount to your loved ones when you die. While it’s called ‘funeral insurance’, your family can choose to spend the payout as they see fit, so it could also be used to cover the cost of settling your affairs or other final end-of-life expenses. You can choose a single or joint policy so you can also cover your partner at the time of your application.

The amount of cover you choose will depend on your personal circumstances and what type of funeral you want. Do you want a simple no-frills funeral, something more elaborate to commemorate the end of your fabulous life, or a run-of-the-mill funeral that’s neither simple nor fancy? It’s important to decide on this first as the differences in cost of each type of funeral can be in the thousands. You may also want to consider any other final expenses that your family may need to meet after you’re gone.

For funeral insurance policies directly available through Choosi, you must be an Australian resident aged between 40 and 79 years to apply.

Some insurance policies may need you to have a medical check-up and blood tests, but this isn’t required for policies available directly through Choosi. As long as you’re an Australian resident aged between 40 and 79 years old, you’re guaranteed acceptance.

Yes, you can take out a policy on behalf of your partner, but you won’t be able to nominate yourself to receive the benefit. You can also include your partner on your policy if joint cover is available as an option.