Comparing health insurance



Which health insurance product do I need?

It’s time to find the best health insurance for you and your family. Let’s take a look at how to compare the different types of health insurance that are on offer.

Questions to ask yourself about health insurance cover

Firstly, it’s important to find out what’s out there. Then, it’s time to decide exactly what you need from your health insurance.

  • Which extras do I need?

    There are two types of private health insurance cover available – hospital cover and extras cover. Health insurance extras can include dental, optical, and physical therapy. These costs can mount up, if they are ongoing. For example, physio consultations can cost anything from $120 for an initial visit and between $55 and $95 for follow ups.
    If you choose extras cover, many health funds will let you tailor each extra according to how often you plan to use them. Most private health insurance offer combined policies that package extras and hospital cover together.

  • What is covered if I go to hospital?

    Your level of hospital cover may range from basic cover which takes care of the fundamentals, to being able to choose your hospital, your doctor or surgeon, and even your type of room.

Every Australian health insurance policy comes with Standard Information Statements (SIS) so you can broadly review and compare private health insurance products. You’ll need to contact each health fund to get all the specific details about their products. Why not use our health insurance comparison tool now, or give us a call at Choosi, and we’ll do the research for you – 13 55 55.

This is general information only and does not take into account your personal objectives, financial situation or needs. You should consider the relevant PDS available on this website prior to purchasing any product. Choosi offers insurance products from a range of brands but does not compare all products available in the market.