ahm Health Insurance

Join ahm and discover why over 500,000 members have chosen ahm. We’re part of Medibank, so you’ll get the security and backing from Australia’s largest health insurer.

We’ve been around long enough to know that Australian’s want no-nonsense health insurance. Everything we do is about making things simpler, so you can make the most of what matters to you. With affordable health insurance packages, use and manage your cover online and experience top-notch, digital-first service. Or speak to our highly trained in-house customer service team, who are all about our members getting value from their private health insurance.

ahm Health Insurance offers the following convenient options for claiming extras benefits:

  • Simply swipe your card at HICAPS participating providers for on the spot claiming
  • Claim over the phone
  • Claim via Online Member Services
  • Post your claim

Hospitals usually send their invoices directly to ahm Health Insurance for payment.

Products offered

Extras Only

  • Basic Extras
  • Black 50
  • Black 60
  • Family Extras
  • Lifestyle Extras
  • Super Extras

Hospital Only

  • Budget Hospital
  • White Deluxe
  • White Lite

Combined

  • Black+white Classic
  • Black+white Deluxe
  • Black+white Lite
  • Black+white Starter
  • Budget Hospital + Basic Extras
  • Budget Hospital + Black 50
  • Budget Hospital + Black 60
  • Budget Hospital + Family Extras
  • Budget Hospital + Lifestyle Extras
  • Budget Hospital + Super Extras
  • First Step
  • Top Hospital Level 5 + Basic Extras
  • Top Hospital Level 5 + Black 50
  • Top Hospital Level 5 + Black 60
  • Top Hospital Level 5 + Family Extras
  • Top Hospital Level 5 + Lifestyle Extras
  • Top Hospital Level 5 + Super Extras
  • Top Hospital Level 8 + Basic Extras
  • Top Hospital Level 8 + Black 50
  • Top Hospital Level 8 + Black 60
  • Top Hospital Level 8 + Family Extras
  • Top Hospital Level 8 + Lifestyle Extras
  • Top Hospital Level 8 + Super Extras
  • White Classic + Basic Extras
  • White Classic + Black 50
  • White Classic + Black 60
  • White Classic + Family Extras
  • White Classic + Lifestyle Extras
  • White Classic + Super Extras
  • White Deluxe + Basic Extras
  • White Deluxe + Black 50
  • White Deluxe + Black 60
  • White Deluxe + Family Extras
  • White Deluxe + Lifestyle Extras
  • White Deluxe + Super Extras
  • White Lite + Basic Extras
  • White Lite + Black 50
  • White Lite + Black 60
  • White Lite + Family Extras
  • White Lite + Lifestyle Extras
  • White Lite + Super Extras