Your house isn't just the building you live in, it's your home – it contains all your possessions and is somewhere you need to be able to feel secure. So it's important to find the right home and contents insurance to protect your home against unexpected damage or loss.
Home and contents insurance can pay a benefit to you, to help cover the cost of replacing or repairing your home and belongings – for example if your house burns down, is damaged in a storm, or you're the victim of theft.
Depending on your situation, there are three main cover types to choose from:
All policies are different, so when comparing home and contents insurance, make sure you understand what's covered.
Choosi helps you easily compare your home and contents insurance options online, from a selection of Australian providers, so you make a smarter choice.
- Home and Contents Insurance: Combined cover for your house and your possessions. It covers the cost of repairing or rebuilding your home if it's damaged, for example by a natural disaster. It also covers your belongings – such as furniture, clothes, electronics, jewellery, sports equipment, carpets and curtains – from loss, damage or theft.
- Contents Insurance: Stand-alone cover for your belongings. This type of cover can be ideal if you’re renting.
- Building Insurance: Protects your house and other buildings, like garages, but not your belongings.