AMP Insurance

AMP has been insuring Australians for more than 160 years, and is now the largest independent wealth management company in Australia and New Zealand, protecting more than 4.3 million customers in Australia and New Zealand.

They understand that insurance is all about peace of mind and are committed to being a financially responsible insurer. Their aim is to ensure their customers are looked after should the unthinkable happen to them.

They believe financial security can help people turn their possibilities into reality.

® Flexible Lifetime is a registered trademark of AMP Life Limited ABN 84 079 300 379.

PRODUCT DISCLOSURE STATEMENT

Flexible Lifetime – Protection Income Protection SMSF Plan

  • Covers up to 75% of your monthly income
  • Flexible payment options – monthly, half-yearly or annually
  • A range of in-built benefits and features compliant with superannuation law
  • Choose between level or stepped premiums

Flexible Lifetime – Protection Income Protection Basic Plan

  • Covers up to 75% of your monthly income
  • Complimentary Interim Cover – Income Protection monthly benefits of up to 12 months
  • Flexible payment options – monthly, half-yearly or annually
  • 28 day cooling off period

Flexible Lifetime – Protection Income Protection Standard Plan

  • Covers up to 75% of your monthly income
  • Waiver of premium while on claim
  • Flexible payment options – monthly, half-yearly or annually
  • In-built benefits – Rehabilitation costs, Guaranteed Future Insurability and a Death feature which entitles you six times your Monthly Income Benefit (maximum of $60,000)
  • Choose between level or stepped premiums

Flexible Lifetime – Protection Income Protection Advanced Plan

  • Covers up to 75% of your monthly income
  • Flexible payment options – monthly, half-yearly or annually
  • Choose between level or stepped premiums
  • Includes all the features and benefits from the Income Protection Standard as well as additional benefits – Trauma feature benefit and Family Support benefit