Guardian Insurance

Guardian Insurance is focused on providing a wide range of insurance products with substantial benefits that represent true value for Australian families at all stages of their lives.

You can protect your income with Guardian's Income Protection products, providing you with a monthly income benefit if you cannot go to work due to disability from sickness or injuries.

Guardian offers optional benefits that you can apply for with your income protection policy to provide further peace of mind. Optional benefits include, Rehabilitation Benefit, Homemaker Insurance, Children’s Insurance and Final Expenses Insurance.

Guardian Insurance products are provided by Hannover Life Re of Australasia, a wholly-owned subsidiary of Hannover Re, one of the world’s leading global life reinsurance groups.

PRODUCT DISCLOSURE STATEMENT

Guardian Income Protection Insurance

  • Provides a benefit of up to 75% of your monthly pre-tax income to a maximum of $10,000
  • Optional benefits – Rehabilitation Benefits, Children's Insurance, Homemaker Insurance and Final Expenses Insurance 
  • No medical examination and no blood test required to apply
  • Australian Residents aged 18 to 59 can apply and you can keep your policy until the age of 65
  • You can choose your benefit amount and waiting period - subject to limitations
  • Guardian offers a 30 day money back guarantee
  • You are protected 24 hours a day, 7 days a week, worldwide while your policy is in force

Guardian Living Expenses Insurance

  • Provides a monthly income benefit from $1,000 to $3,500
  • Guaranteed acceptance for Australian residents aged 18 to 59  and you can keep your policy until the age of 75
  • Includes a Hospital Cash benefit and optional Children’s Cover
  • Guardian offers a 30 day money back guarantee
  • You are protected 24 hours a day, 7 days a week, worldwide while your policy is in force.