Guardian Insurance

Guardian Insurance aims to provide easy to get products that are transparent, flexible and easy to understand. They make applying for life insurance uncomplicated with straight forward communication and professional assistance.

Guardian Insurance empowers Australian families to take control of their insurance needs by providing access to a wide range of life insurance products with substantial benefits that represent true value. A range of optional benefits are available to add to your policy for added peace of mind.

Guardian Insurance products are provided by Hannover Life Re of Australasia, a wholly-owned subsidiary of Hannover Re, one of the world’s leading global life reinsurance groups.

PRODUCT DISCLOSURE STATEMENT

Guardian Life Insurance

  • Provides cover up to $1.5 million, depending on your age with optional benefits including Children’s Insurance, Serious Illness Insurance, Total & Permanent Disability Insurance and Accidental Death Insurance.
  • All Australian residents aged 18 to 64 can apply and you can keep your policy for life.
  • No medical or blood test required to apply and no complicated forms to complete.
  • An advance funeral benefit of $15,000 is paid to your loved ones while we process your claim.
  • If you are diagnosed as terminally ill, 100% of the benefit is paid.
  • Guardian also offers a 30 day money back guarantee.
  • You are protected 24 hours a day, 7 days a week, worldwide while your policy is in force.

Guardian Accident Insurance

  • Cover starts from $50,000 up to $1 million and your premium doesn’t increase because you get older.
  • No medical or blood test required and no complicated forms to complete.
  • You can get Accident Insurance with the option to add Children’s Insurance.
  • Guardian also offers a 30 day money back guarantee and you are protected 24 hours a day, 7 days a week, worldwide while your policy is in force.
  • Guaranteed acceptance for all Australian residents aged 18 to 69 and you can keep your policy until the age of 75.