Income Protection Insurance

  • Compare from a range of quotes
  • Premiums can be tax deductible
  • Compare. Choose. Apply!

NEED HELP? We can call you

Provide your details and we'll ring you back
Call Back Request

Helpful Information

See more videos

10 Tips to get a pay rise

Do you want a pay rise? It can be a daunting request to ask for but if done in a professional way, can be successful. Here are our tips to get a pay rise.


» Read More


Choosing Income Insurance with Choosi

What is Income Protection Insurance?

Income protection cover is a way of protecting the financial security of your family when you’re unable to work. With an income protection insurance policy, you can receive monthly benefits to replace your income so you don’t face dire financial pressure at an already difficult time.

How Does Income Insurance Work?

You can tailor income protection insurance to suit your needs by selecting the level of protection that you require. You can choose your waiting period (30 or 90 days) and even select how long you receive your income insurance benefits for: six months, a year, two years or five years. Optional Rehabilitation benefits can also help you get back to work faster.

The premium is paid either fortnightly or monthly to your income insurance provider, and if you’re unable to work for an extended period due to sickness or injury, you could receive up to 75% of your pre-Tax income up to $10,000 a month. This can help with the costs of your recovery as well as covering day to day bills.

What if I’m self-employed or only work part time?

You can apply for income protection insurance if you’ve been self-employed or working at least 20 hours per week for at least 12 months before starting your policy.

A number of policies available through this site do not require medical or blood tests to apply. All Australian residents aged between 18 and 59 can apply and can generally deduct their premiums from their tax.

Protect your income by comparing income insurance policies today with Choosi.


Why Use Choosi?
  • One form gives you quotes
    from a range of insurance brands
  • Product reviews by
    real customers
  • Helpful and easy to
    understand information

Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi does not provide information, or offer cover, for all products available in the market and there may be aspects to some products that we do not compare. Choosi is not an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms and Conditions.

Choosi is owned by Hollard Financial Services Pty Ltd (ABN 53 128 692 884), the distributor of each pet insurance, life insurance, income protection insurance, funeral insurance and final expenses insurance policy Choosi is able to arrange directly for the following brands: Australian Seniors Insurance Agency, Guardian Insurance, Prime Pet Insurance, Real Insurance, RSPCA Pet Insurance and Woolworths Insurance. Choosi is also a related company of The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473 AFSL 241436), the issuer of each pet insurance product Choosi is able to arrange directly. Information on this website does not take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance and final expenses insurance products sold through Choosi and our advisor partner are available through this website. Health Insurance products are not required to have a PDS, but this website has a Fact Sheet for each Health Insurance product Choosi is able to arrange.

Choosi

Ground Floor, 58 Norwest Blvd, Bella Vista NSW 2153

Phone: 1300 884 384