Contents insurance

 
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Understanding contents insurance

Contents insurance covers your belongings - such as furniture, clothes, electronics, jewellery, sports equipment, carpets and curtains - from loss, damage or theft. This type of cover can be ideal if you're renting.

Contents policies provide cover against a range of events including fire, theft, storm and more. Choosi can help you find the right cover for you, from essential cover at a more affordable price, to top cover, where you can enjoy higher benefits across a broad range of events. Some policies even include new for old replacement on items if your contents are damaged or stolen. 

Contents insurance doesn't insure your house and some fittings so if you own your own home (or are paying it off), consider home and contents insurance for peace of mind. You should read the relevant PDS for specific details including what’s covered, but we’ve included some general information to get you started below.

What is covered?

Contents insurance often includes the following covers:

  • Accidental damage

    Cover for damage unintentionally caused to your contents, including accidental glass breakage such as mirrors and fixed glass in furniture.

  • Natural disasters

    Cover for a wide range of natural disasters, including fire, storm, flood, earthquake and other events.

  • Theft and malicious damage

    Protection against theft or malicious damage to your contents, including vandalism.

  • Transit cover

    Transit cover insures your goods against loss or damage caused by fire, collision or other vehicle misadventure while they are being transported.

  • Water damage

    Cover for damage caused by the bursting, leaking or overflow of water.

  • Home office cover

    Select insurance policies include cover for the contents in your home office - no need for a separate policy.

  • Contents outside your home

    Cover for contents outside of your home, such as outdoor furniture and BBQs.

Looking for extra cover?

Insurers frequently allow you to customise your contents insurance to better suit your needs with optional extras like:

  • Electrical motor burnout

    Covers the cost of repairing or replacing an electric motor that's part of your contents, such as your washing machine. It can even cover the cost of food that's spoiled if your fridge or freezer suffers a burnout!

  • Portable valuables cover

    Valuables such as your wedding ring, camera, and sunglasses aren't meant to be locked up at home. Cover against the loss or accidental damage of your favourite items anywhere in Australia.

This is general information only and does not take into account your personal objectives, financial situation or needs. You should consider the relevant PDS available on this website prior to purchasing any product. Choosi offers insurance products from a range of brands but does not compare all products available in the market. 

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AFSL Number: 402397 Secure Copyright © 2021 Choosi Pty Ltd ABN 15 147 630 886

Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi doesn’t provide information or offer cover for all products available in the market and there may be aspects to some products that Choosi doesn’t compare. Choosi isn’t an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms & conditions.

Choosi is a related company of Greenstone Financial Services Pty Ltd (ABN 53 128 692 884; AFSL 343079; Ground Floor, 58 Norwest Boulevard, Norwest NSW 2153 Australia), the distributor of each pet insurance, life insurance, income protection insurance and funeral insurance policy. Choosi is able to arrange policies directly for the following brands: Kogan Life Insurance, Australian Seniors, Guardian Insurance, Prime Pet Insurance, Real Insurance, RSPCA Pet Insurance, Guide Dogs Pet Insurance, and Woolworths Insurance. Choosi is also a related company of The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436; Level 12, 465 Victoria Avenue, Chatswood NSW 2067 Australia), the issuer of each pet insurance product Choosi is able to arrange directly. Choosi is also a related company of PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183), the administrator of each pet insurance product Choosi is able to arrange directly.

Where requested by you, Choosi can provide access to other life, income protection and funeral insurance brands by referring you to a third-party partner. The home & contents and car insurance products available are issued and distributed by Compare the Market Pty Ltd (ABN 83 117 323 378; AFSL 422926). The business insurance products available are arranged by BizCover Pty Ltd (ABN 68 127 707 975; AFSL No 501769). If you choose to purchase these products, Choosi will refer you to the appropriate partner. If you purchase a product as a result of a referral, Choosi will receive a fee or commission, depending on the partner you’re referred to.

Choosi has commercial relationships with all insurers that are available for comparison. Choosi obtains a commission from the insurer for arranging any insurance you choose to buy.

Information on this website doesn’t take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) or Policy Booklet for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance, and final expenses insurance products sold through Choosi are available through this website. Relevant PDS’ and/or Policy Wording Documents for products available through our partners are available on their websites.