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Considering home and contents insurance?
Ask yourself two simple questions:
1. Do you rent or own a property?
2. Do you keep valuable belongings at home?
If you answered yes to either of these questions, home and contents insurance might be for you.
Learn more about home and contents insurance
Choosing the right insurance can be complicated and confusing. These clear, simple articles provide general information aiming to help you understand more about home and contents insurance, how it works and why you should consider it.
There are three main types of home insurance to choose from.
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Home and contents insurance
Combined cover for your house and your possessions. It covers the cost of repairing or rebuilding your home if it's damaged, for example by a natural disaster. It also covers your belongings - such as furniture, clothes, electronics, jewellery, sports equipment, carpets and curtains - from loss, damage or theft. Optional extras may also be available like protection for your portable items when away from home and motor burnout.
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Contents insurance is stand-alone cover for your belongings such as jewellery, electronics, books, appliances and whitegoods, furniture, carpets, curtains and any detachable fittings and furnishings.
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Protects your house and other buildings, like garages and sheds against loss or damage. Landlords insurance provides cover against theft, malicious damage, loss of earnings, as well as storms, flood, fire and other natural disasters.