Funeral insurance explained 


Funeral insurance explained

For the policies Choosi arranges direct, funeral expenses cover or funeral insurance is protection that can provide a lump sum cash payout to cover the costs of a funeral when you die.

Every Australian resident aged over 18 up to their late 70’s can apply to get funeral insurance.

You can choose how much cover you want from a few thousand dollars, up to $15,000 or more.  Once you are insured, you can generally keep the insurance for life.

Funeral insurance policies available directly through Choosi will triple your benefit if you die from accidental causes.

There are even some funeral insurance products that guarantee that the longer you hold your Policy, the less you will pay in premiums. In fact, your premium is guaranteed to reduce by 5% every 5 years you hold your policy.

A valuable element of funeral insurance is that with many companies you can purchase it regardless of your medical condition.  However, you should be aware that most insurance companies will limit your payout to Accidental Death in the first year, and after that you are usually covered for any cause of death.

When you think of the costs of funerals, this is an option that can provide a payout to your family, which can help relieve financial stress, given that so many funeral service companies require payment up front.

You can even include your partner and dependents on some policies for more simplicity and value.

Compare funeral insurance with Choosi today and secure peace of mind for you and your loved ones.

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This is general information only and does not take into account your personal objectives, financial situation or needs. You should consider the relevant PDS available on this website prior to purchasing any product. Choosi offers insurance products from a range of brands but does not compare all products available in the market. 


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