Funeral insurance explained 


Funeral insurance explained

For the policies Choosi arranges direct, funeral expenses cover or funeral insurance is protection that can provide a lump-sum cash payout to cover the costs of a funeral when you die.

Every Australian resident aged over 18 up to 79 can apply to get funeral insurance.

You can choose how much cover you want from $3,000 up to $15,000. Once you’re insured, your policy can renew until you reach age 100, and you can even include your partner in your policy.

Funeral insurance policies available directly through Choosi will triple your benefit if you suffer an accidental death (your funeral benefit plus twice the funeral benefit for accidental death) and as long as you meet the resident and age eligibility criteria, you’re guaranteed to be accepted.

However, you should be aware that you’re only covered for accidental death and accidental serious injury in the first 12 months and after that, you're usually covered for any cause of death. Additionally, your accidental serious injury cover expires on the policy anniversary after your 75th birthday.

When you think of the costs of funerals, this is an option that can provide a payout to your family, which can help relieve financial stress, given that so many funeral service companies require payment up-front.

Compare funeral insurance with Choosi today and secure peace of mind for you and your loved ones.

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