What does CTP Insurance cover?
In the event that a claim is made for personal injury a CTP insurance (or a Green Slip as it sometimes known) will indemnify the driver of the vehicle and the owner of a vehicle from any legal liability (subject to the terms of the policy selected). This means that if you are responsible for an accident which injures another driver, passengers, a cyclist, motorcyclist, or a pedestrian, you should be covered for any personal injury claims.
When purchasing your CTP insurance in NSW or Queensland you will be able to shop around for your insurance and buy a policy which can offer different types of cover. For example, some policies will provide compensation for at fault drivers, so if this is an important feature for you it will be important to compare insurance policies to find out whether this cover is offered. Where at fault driver cover is offered, insurers provide the driver with lump sum compensation for injuries specified in the policy and some may even provide a death benefit.