Health insurance can be one of the most confusing insurance choices you can make. Choosi makes it simple by helping you compare a range of policies from some of Australia’s popular health insurance brands.
There are three main types of private health cover to consider:
- Hospital Cover – covers you for in-patient hospital expenses with your choice of doctor and hospital from your fund’s approved hospital list. You’ll also avoid public hospital waiting lists for elective surgery and receive tax benefits where applicable.
- Extras Cover – receive benefits for health services Medicare doesn’t cover, like Dental, Optical, Physiotherapy and more.
- Combined Cover – includes both hospital and extras cover.
Even if you already have health insurance, you may find that you’re paying for services that you don’t need or you may not have adequate cover for services that you do need.
Switching Health Funds
Your new health fund will take care of the transfer and even contact your previous fund to terminate your old policy, making it easy and straightforward for you. Also, you won’t have to re-serve your waiting periods if you switch to a similar or lower level of health insurance.
The Australian Government offers a number of incentives for people to take out private health insurance and maintain their cover.
These are in the form of rebates and tax levies, which you can read more about on the following links:
You can also learn more at The Australian Tax Office.
Protect your health by comparing health insurance policies today with Choosi.