About Choosi

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How we work

We provide information to help you compare, choose and apply for insurance online and over the phone. Choosi isn’t an insurer. We work with a range of popular insurance brands, so we can make their policies available to you.

Our experienced staff (we like to call them our ‘Team of Choosers’) get a kick out of helping people, and we hold the necessary Australian Financial Services Licence to simplify the process and let you buy insurance in just a few minutes from reputable Australian insurers.

We’re paid a commission for products bought through Choosi. Our commission DOESN’T affect the premium you pay for products issued through Choosi, meaning you pay the same price through Choosi as you would if you went direct to the insurer.
 
For more information on how we’re paid, please read our Financial Services Guide.

How we can help you

Choosing insurance can be complicated, confusing, and time-consuming. Calling multiple insurers, visiting multiple websites, comparing quotes, filling out endless forms — who has the time for all that? Even if you were to make all effort, it’s still hard to know what you’re getting and whether it’s actually what you even need!

At Choosi, we’ve made it our mission to help make choosing and applying for insurance clear, simple, and convenient. Our free comparison service lets you compare the benefits and prices from a range of popular and trusted insurance brands, so you can confidently choose cover that suits your needs, budget, and lifestyle.

Our comparison service can take the hassle out of comparing insurance yourself, save you time and effort, and help you protect what matters in your life!
 

Choosi Price Guarantee

Choosi proce guarantee

Buy any life, funeral, income protection or pet insurance policy through Choosi and, if you find a cheaper price on the same policy within 30 days of purchase, we’ll refund you the difference in premium for the first year and send you a $100 gift card!

Terms and conditions apply.

Frequently Asked Questions (FAQs)

View all FAQs 

For life, income protection, funeral and pet insurance, your premiums don’t go up as a result of making a claim for products available directly through Choosi. Check the Product Disclosure Statement or Policy Document of the policy you’re interested in for more information about premium pricing.
For life and income protection insurance, you’ll need to declare this when applying, and you’ll then need to undergo the underwriting process which will assess whether or not you can be insured.
 
You can cancel your policy at any time. Each policy has a cooling off period (typically 30 days if you bought through Choosi) and if you cancel your policy within the cooling off period, you’ll be refunded the premiums you’ve paid in full unless a claim has been made. If you cancel cover after the cooling off period, generally there’s no refund of premiums.
 
For life and income protection insurance, you’ll need to declare this when applying, and you’ll then need to undergo the underwriting process which will assess whether or not you can be insured.
 
For policies available through Choosi, the insurer can only take payments from a personal bank account or credit card.
 

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AFSL Number: 402397 Secure Copyright © 2019 Choosi Pty Ltd ABN 15 147 630 886

Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi doesn’t provide information or offer cover for all products available in the market and there may be aspects to some products that Choosi doesn’t compare. Choosi isn’t an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms & conditions.

Choosi is a related company of Greenstone Financial Services Pty Ltd (ABN 53 128 692 884; AFSL 343079; Ground Floor, 58 Norwest Boulevard, Norwest NSW 2153 Australia), the distributor of each pet insurance, life insurance, income protection insurance and funeral insurance policy. Choosi is able to arrange policies directly for the following brands: Kogan Life Insurance, Australian Seniors, Guardian Insurance, Prime Pet Insurance, Real Insurance, RSPCA Pet Insurance, Guide Dogs Pet Insurance, and Woolworths Insurance. Choosi is also a related company of The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436; Level 12, 465 Victoria Avenue, Chatswood NSW 2067 Australia), the issuer of each pet insurance product Choosi is able to arrange directly. Choosi is also a related company of PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183), the administrator of each pet insurance product Choosi is able to arrange directly.

Where requested by you, Choosi can provide access to other life, income protection and funeral insurance brands by referring you to a third-party partner. The home & contents and car insurance products available are issued and distributed by Compare the Market Pty Ltd (ABN 83 117 323 378; AFSL 422926). The business insurance products available are arranged by BizCover Pty Ltd (ABN 68 127 707 975; AFSL No 501769). If you choose to purchase these products, Choosi will refer you to the appropriate partner. If you purchase a product as a result of a referral, Choosi will receive a fee or commission, depending on the partner you’re referred to.

Choosi has commercial relationships with all insurers that are available for comparison. Choosi obtains a commission from the insurer for arranging any insurance you choose to buy.

Information on this website doesn’t take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) or Policy Booklet for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance, and final expenses insurance products sold through Choosi are available through this website. Relevant PDS’ and/or Policy Wording Documents for products available through our partners are available on their websites.