Funeral Insurance

Funeral insurance provides a lump sum payment upon your death to help pay for your funeral and settle any other outstanding expenses, bills and accounts. Choosi offers a number of different funeral insurance policies, which provide benefits up to $15,000 – and that amount is tripled to $45,000 if the death is accidental.

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Choosi’s team of Choosers can help you compare the benefits and prices of a range of funeral insurance policies so you can confidently choose cover that suits your needs, budget and lifestyle. Learn More  


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Flexible benefits

While funeral insurance is designed to help with funeral and other end-of-life expenses, the money can be used however your nominated beneficiary sees fit – to pay for travel expenses or legal fees, for example. The benefit is a lump sum only and does not provide any funeral, burial or cremation services.

Learn more about funeral insurance

Choosing insurance can be complicated and confusing. These clear, simple articles provide general information aiming to help you understand more about funeral insurance, how it works and the benefits it offers.

    What is funeral insurance?

    Funeral insurance is a policy you can take out now; then when you die the policy will pay your nominated amount to your beneficiaries which they can use to cover your funeral or other final expenses.

    5 things to know about funeral insurance

    There are many different options to choose from with varying levels of cover, so it’s a good idea to spend some time thinking about what kind of funeral insurance plans would best suit your needs and budget.

    Funeral insurance explained

    Every Australian resident aged between 18 and 79 can apply to get funeral insurance with Choosi. Funeral insurance policies available directly through Choosi will triple your benefit if you die from accidental causes.

Frequently asked questions

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You will need to work out what type of funeral insurance plan you need (either a single plan or family plan), and how much cover you will need for any final expenses that your family may need to cover. A lump sum payment will be made to the beneficiary when either you or your partner/child dies if they are covered under the policy.
The amount of cover you need and apply for will be dependent your needs and your personal circumstances. You may want to consider what type of funeral you would want and how much your family will need to meet the cost for that funeral. You may also want to consider any other final expenses that your family may need to meet after you are gone.
For most Funeral Insurance or Final Expenses Insurance Policies directly available through Choosi you must be an Australian resident aged between 18 and 79 years to apply.
Funeral insurance is a smart way to ensure that final expenses related to you passing away are taken care of, alleviating your family from the financial burden. These expenses could include paying for your funeral or paying off any unpaid debts like credit cards.

A small benefit of funeral insurance is that you pay a small regular amount (the premium), and the full benefit is paid in the event of death, regardless of how much money has been paid in. Cover is for Accidental Death only in the first 12 months, then death by any cause thereafter. Check the Product Disclosure Statement of the funeral policy you are interested in as these details may differ slightly.
Your funeral cover will start as soon as your application has been accepted by the insurer that you choose to take out your policy with. For Policies directly available through Choosi, coverage is limited to accidental death for the first 12 months and full cover applies thereafter. Your first premium is deducted from the policy commencement date, which will be set out in the policy schedule.

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