nib
nib – Health Insurance
nib is one of Australia’s leading health insurance providers, supporting over 1.5 million members with accessible, value-driven health cover. With a strong focus on simplicity and flexibility, nib offers a wide range of Hospital and Extras policies tailored to suit singles, couples, families, and single parents. Whether you're after basic protection or comprehensive cover, nib makes it easy to find a plan that fits your lifestyle and budget.
Members benefit from features like up to 75% back on Extras, unlimited emergency ambulance cover, and access to nib’s First Choice network for reduced out-of-pocket costs. nib also offers digital convenience through its mobile app, enabling easy claims, provider searches, and access to telehealth services. Plus, with tools like HealthCheck and online symptom checkers, nib helps you stay proactive about your wellbeing.
Switching to nib is simple, with no re-serving of waiting periods on equivalent cover. Whether you're new to health insurance or looking to upgrade, nib delivers peace of mind with trusted service and a commitment to helping Australians live healthier lives.
nib Health Insurance
Some of the benefits of choosing nib Health Insurance include:
- Up to 75% back on Extras from recognised providers¹
- 100% back with nib’s No Gap dental network
- No-gap optical offers with First Choice providers, including Specsavers²
- Discounts on telehealth services and online medical certificates
- Access to nib’s First Choice network for quality care and reduced out-of-pocket costs
- Up to 10% discount on Hospital cover for members under 30
- Easy online claims and digital member card via the nib App
- Health management programs for conditions like diabetes, joint pain, and mental health
- nib Rewards program offering discounts on groceries, activewear, and more
- Symptom checker and provider search tools available in the app
Some things you should know:
Gold hospital cover is not available through Choosi.
- Annual limits, waiting periods and T&Cs apply. Benefits are only paid for services from nib recognised providers. A recognised provider is someone who provides a health service, like a dentist, optometrist, remedial massage therapist or physiotherapist who meet the following criteria: (i) They must work in a private practice; and (ii) They must have professional qualifications recognised by nib. To find a provider in nib’s network of healthcare professionals nib.com.au/find-a-provider
- Claiming optical benefits is subject to your chosen level of Extras cover, relevant waiting periods being served, and sufficient annual limits remaining. Benefits only payable on prescription Optical Appliances. nib Fund Rules and Policy Booklet terms apply.