Australian Seniors
Australian Seniors – Health Insurance
Since 1998, Australian Seniors has been supporting Australians over 50 with various insurance products including health, life, funeral, pet, home, car, and more – each designed with the needs of Australians over 50 in mind. Seniors Health Insurance offers flexible cover that helps Australians access quality care, whether it’s for everyday health needs or unexpected hospital visits.
With options for both Hospital and Extras cover, Australian Seniors can help make it easier to manage the cost of treatment, provide options to choose your own doctor, and can reduce waiting times for elective surgery.1 With different levels of cover to choose from, they are designed to support a wide range of lifestyles and budgets.
As insurance specialists for over 50s, the Australian Seniors team understands that health needs evolve as we age. That’s why their health insurance is built to deliver peace of mind, practical support, and genuine value. So, you can focus on living life to the fullest, knowing you’re backed by a provider that truly understands you.
Seniors Health Insurance
Some of the benefits of choosing Seniors Health Insurance include:
- Extras designed for the needs of Australians over 50, with practical benefits that matter
- Apply online or over the phone in minutes
- Emergency Ambulance cover automatically included (1-day waiting period applies)2
- Claim up to 70% back on Extras3 from recognised providers, depending on your level of cover
- No-gap optical offers through the First Choice Provider Network4
- 100% back on preventative dental check-ups5
- Simple, stress-free online claims process
- Choose your level of Hospital excess – $500 or $7506
Some things you should know:
Gold hospital cover is not available through Choosi.
- Coverage may differ depending on your level of cover and policy exclusions, waiting periods, hospital excess and limits and whether you go to an nib Agreement Hospital, a non-agreement private hospital or a public hospital. Out-of-pocket expenses may apply.
- Not available to: (i) QLD residents who have ambulance services provided by their state ambulance schemes; (ii) TAS residents who are covered under state ambulance schemes in TAS and when travelling in mainland Australia except NSW, SA or QLD; or (iii) pension and health care card holders who have ambulance services provided by State ambulance schemes (check entitlements with Centrelink if unsure).
- Annual limits, waiting periods and T&Cs apply. Benefits are only paid for services from nib recognised providers. A recognised provider is someone who provides a health service, like a dentist, optometrist, remedial massage therapist or physiotherapist who meet the following criteria: (i) They must work in a private practice; and (ii) They must have professional qualifications recognised by nib. To find a provider in nib’s network of healthcare professionals nib.com.au/find-a-provider.
- Claiming optical benefits is subject to your chosen level of Extras cover, relevant waiting periods being served, and sufficient annual limits remaining. Benefits only payable on prescription Optical Appliances. nib Fund Rules and Policy Booklet terms apply.
- Dental benefits are subject to Fund Rules, waiting periods and annual/service limits. A dental check-up includes an examination/consultation (011-015), diagnostics (022, 037), scale and clean (114, 115), plaque removal (111), and fluoride treatment (121) as deemed necessary by the dentist (excludes dentures). The No Gap offer applies only to No Gap First Choice providers, cannot be combined with other offers/government schemes, and is not redeemable for cash.
- Coverage depends on level of cover, policy exclusions, waiting periods, hospital excess and limits. Out-of-pocket expenses may apply.