Compare pet insurance

We tend to think of our pets as members of our family. It’s natural that we’d want to give them the medical care they deserve, but vet bills can be very expensive! Pet insurance can help you provide the medical care your pet needs if they’re involved in an accident or become ill. Depending on your level of cover, you can claim up to 85% of eligible vet bills up to a $20,000 limit per year (exclusions, benefit limits, sub-limits, and annual condition limits may apply).

Customer Average ratings
4.7/5
  •  

Australian pet insurance comparison

Compare pet insurance products

From dreamy dogs to cute cats, your pet deserves the finest care when it comes to their health. That’s why Choosi compares different pet insurance policies in Australia to help you find the best deal based on your pet’s breed, your budget, and more. Our comparison even shows you which optional extras you can get with each provider, so you’ll have everything you need to make sure your pet is in good hands. Check out our side-by-side comparison of the standard covers available below to get started. Once you find a plan that works for you and your pet, you can purchase it for the same price as going direct. It’s that easy!

Essential Accident & Illness Cover
Essential Accident & Illness Cover

From 8 weeks old and younger than 9 years old

$12,000

Up to 75%

 

 

$1,000

$2,6005

$1,000

10% policy discount for over 50s

Gold Accident & Illness Cover
Gold Accident & Illness Cover

From 8 weeks old and younger than 9 years old

$12,000

Up to 75%

 

 

$1,200

$2,6005

$1,000

Imperial Accident & Illness Cover
Imperial Accident & Illness Cover

From 8 weeks old and younger than 9 years old

$14,000

Up to 85%

 

 

$1,000

$2,6005

$1,000

$2,000 yearly dental illness benefit available after 2 years of holding cover

Standard Accident & Illness Cover
Standard Accident & Illness Cover

From 8 weeks old and younger than 9 years old

$12,000

Up to 75%

 

 

$1,000

$2,6005

$1,000

Get a 10% refund of your first year’s premiums you’ve paid after 12 months with The Real Reward™

Economy Accident & Illness Cover
Economy Accident & Illness Cover

From 8 weeks old and younger than 9 years old

$11,000

Up to 75%

 

 

$1,200

$2,6005

$1,000

10% discount on any additional cat or dog policy

Comprehensive Care Cover
Comprehensive Care Cover

From 8 weeks old and younger than 9 years old

$15,000

Up to 85%

 

 

$2,000

$3,2005

$1,000

10% discount on any additional cat or dog policy

  1. Unless specified, all benefit amounts are annual limits.
  2. A 30-day waiting period applies.
  3. A 6-month waiting period applies.
  4. You may be eligible for a higher limit and if so, this will be stated on your applicable Certificate of Insurance.

Pet insurance from brands you can trust

View all our trusted brands  


Why use Choosi for your pet insurance comparison?

Choosi makes finding pet insurance easy.

Choosi helps you compare pet insurance policies from a range of different providers to make sure you find the best deal for your noble companion. We’re pet lovers too, so we know caring for a cat or dog can be stressful at times. That’s why we do the hard work for you by comparing policies based on your pet’s breed, your budget, level of cover and more. Plus, you can apply for cover right here for the same price as going direct. That means less time worrying about insurance and more time enjoying life with your beloved pet. 

Learn more about Choosi  

Choosi Price Guarantee

Choosi Price Guarantee

With Choosi, you can arrange cover for your cat or dog without chewing through your budget. If you find the same pet insurance policy for less within 30 days of purchase, we’ll refund the difference in your first-year premiums and give you a $100 gift card. You won’t pay any extra! Terms and conditions apply.

Alternate Text

Award-winning service

So many happy pets and their owners can’t be wrong. We’ve been rated as a Platinum Trusted Service Provider on Feefo for helping countless people just like you. To see for yourself, chat to our friendly team of Choosers and we’ll take care of the rest.

 

We love to help

We help thousands of people compare policies every day

 

It's FREE!

Free comparison
service

 

Save time and effort

Compare a range of policies in one place

 

No extra cost

Pay the same as going direct to the insurer


Dog and cat insurance

Dog insurance

Without pet insurance, treatment for something as simple as bone ingestion has been known to cost as much as $11,000, and a bite injury from another dog can cost as much as $13,913.38.
(based on 2018–2019 PetSure claims statistics)

Learn more  
 

Cat insurance

Without pet insurance, a simple Toxoplasma test (required if your cat eats birds or mice that may be infected with Toxoplasma gondii) has been known to cost up to $381.44 and a traumatic injury can cost as much as $7,000.
(based on 2018–2019 PetSure claims statistics)

Learn more  

Learn more about pet insurance

Choosing insurance can be complicated and confusing. These clear, simple articles provide general information aiming to help you understand more about pet insurance, how it works, and why you should consider it.

  •  
    Why have pet insurance?

    As our animals age, medical care becomes more likely and complicated. For example, an average claim is $2,131.42 for a snake bite, $1,950.66 for diabetes, and $1,859.31 for cataracts (based on 2018–2019 PetSure claims statistics). Pet insurance could be the answer if you worry about being able to pay for the treatment your dog or cat may need.

  •  
    Everything you need to know

    It’s important for you to select a level of cover that suits your needs and those of your pet. As inclusions and exclusions vary between policies, it’s best to do your homework. We assist you with everything you need to know; from what pet insurance is, what pet insurance covers, eligibility, and the types of cover available that Choosi can arrange for you.

  •  
    The right cover for your pet

    The right pet insurance for your pet will depend not only on the type of policy you choose, but also on the breed, age, and medical history of your dog or cat. You may decide you only want to cover your pet for accidents or extend that cover to illness too. Choosi only offers pet insurance from a range of brands that cover both specified accidental injuries and illness.

  •  
    Your pet emergency plan

    At some point in your pet’s life, it’s possible they may face a serious, life-threatening incident. It could be a car accident or a deadly bite from an insect or snake, or they might have eaten something they shouldn’t have. Here are our five steps for taking swift action when your pet’s in trouble.

  •  
    Features and optional benefits

    Give your pet the care they need with pet insurance cover and optional extras like routine care for items such as vaccinations, desexing and worming.


Financial-Savvy-Tool

Find out where you stand with your savings

Use our handy tool to see how your financial situation stacks up against other people in your generation/age group, according to the 2019 Choosi Dollar Report.

LEARN MORE

Frequently Asked Questions (FAQs)

View all FAQs 

Pet insurance works by helping to cover a portion of the cost of an eligible vet treatment for dogs and cats, by reimbursing that cost to you once you make a successful claim. Some brands offer accident-only cover for pets of all ages. However, with Choosi, you can apply for both specified accidental injury and illness cover for pets up to younger than 9 years old and up to younger than 16 years old for some policies. Depending on the policy you choose, you can claim up to 85% of eligible vet bills, up to $20,000 per year.*
In addition to specified accidental injuries and illnesses, some policies also include a benefit for emergency boarding, essential euthanasia, pet overseas travel insurance, and paralysis ticks, at no extra cost. Some policies include cover for dental illness with a two-year waiting period. You’ll need to check the product details of the policy you wish to purchase to find out what’s covered under your preferred plan, by reading the relevant Policy Booklet.

Generally, the following won’t be covered by pet insurance:

  • pre-existing conditions or conditions arising within the applicable waiting period;
  • chronic or recurring conditions beyond pre-set annual benefit limit;
  • widespread declared pandemic diseases;
  • alternative therapies;
  • voluntary euthanasia;
  • prosthesis and organ transplants;
  • treatment related to breeding and obstetrics;
  • elective treatments;
  • routine/preventative treatments (unless you add it to your cover for an extra fee)
  • dental care; and
  • a lack of protection for pet due to gross negligence.

The above exclusions aren’t the full list of what’s not covered, so it’s important to check the Policy Booklet of the product you want to purchase to ensure you know exactly what won’t be covered by your policy.

Choosi compares pet insurance plans with and without an applicable excess. For any plans with an excess, you’ll receive a reimbursement of up to 85% of your eligible vet bills less the applicable excess.*

At some point, your pet may need to see a vet for treatment of either an injury from a specified accidental injury or an illness, and vet bills can be very expensive. Having pet insurance can help reduce the burden of these bills, so you can give your pet the treatment that they need.

* Pre-existing conditions and some illnesses are excluded. Benefit limits, sub-limits and annual condition limits apply. Claim for reimbursement. Information is general. Please read and consider the relevant Policy Booklet (containing the Product Disclosure Statement, Policy Terms and Conditions, and Financial Services Guide) before purchasing for specific details of the policy’s inclusions and exclusions based on your selected level of cover.


Pet insurance easy reads

Winter safety guide for your pet
29 Jun 2021

Winter safety guide for your pet

The change of seasons can affect our furry friends in a variety of ways. Here are top tips from a vet on how to care for dogs and cats when the weather drops.

Read More
TOPICS:
6 hazards to keep your pet away from
25 Jan 2021

6 hazards to keep your pet away from

Are you aware of all the hidden threats lurking around your house? Your pet could be at risk of illness, injury or worse! So take the proper precautions against these 6 dangers.

Read More
TOPICS:
What to consider when choosing a dog walker
21 Dec 2020

What to consider when choosing a dog walker

Life gets busy sometimes, but that doesn’t mean your furry friend can’t get lots of walks! Here’s what you need to do when choosing a dog walker.

Read More
TOPICS:

Compare pet insurance products now

If you and your pet are searching for a top deal, start comparing with Choosi today. It’s 100% free and once you find the perfect policy you can apply for the same price as going direct. If you’d like to talk later, you can request a call-back for better time using the link below. 


Compare other insurance products with Choosi

 

Life insurance

Learn more  
 

Funeral insurance

Learn more  
 

Home & Contents

Learn more  
 

Car insurance

Learn more