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Pet insurance

We tend to think of our pets as members of our family. It’s natural that we’d want to give them the best medical care available, but vet bills can be very expensive! Pet insurance can help you afford the medical care your pet needs if they’re involved in an accident or become ill. Depending on your level of cover, you can claim up to 85% of eligible vet bills by up to $20,000 per year (pre-existing conditions are excluded, sub-limits, and annual condition limits may apply).

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Choosi makes finding pet insurance easy.

Choosi’s team of Choosers can help you compare the benefits and prices of a range of products from leading insurers so you can confidently choose cover that suits your needs, budget and lifestyle. Learn More  

 

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Dog insurance

Without pet insurance, treatment for something as simple as bone ingestion has been known to cost as much as $11,000, and a bite injury from another dog can cost as much as $13,913.38.
(based on 2018–2019 PetSure claims statistics)

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Cat insurance

Without pet insurance, a simple Toxoplasma test (required if your cat eats birds or mice that may be infected with Toxoplasma gondii) has been known to cost up to $381.44 and a traumatic injury can cost as much as $7,000.
(based on 2018–2019 PetSure claims statistics)

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Learn more about pet insurance

Choosing insurance can be complicated and confusing. These clear, simple articles provide general information aiming to help you understand more about pet insurance, how it works, and why you should consider it.

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    Why have pet insurance?

    As our animals age, just like us, medical care becomes more likely and complicated. For example, an average claim is $2,131.42 for a snake bite, $1,950.66 for diabetes, and $1,859.31 for cataracts (based on 2018–2019 PetSure claims statistics). Pet insurance could be the answer if you worry about being able to afford the treatment your dog or cat may need.

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    Everything you need to know

    It’s important for you to select a level of cover that suits your needs and those of your pet. As inclusions and exclusions vary between policies, it’s best to do your homework. We assist you with everything you need to know: from what pet insurance is, what pet insurance covers, eligibility, and the types of cover available that Choosi can arrange for you.

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    The right cover for your pet

    The right pet insurance for your pet will depend not only on the type of policy you choose, but also on the breed, age, and medical history of your dog or cat. You may decide you only want to cover your pet for accidents or extend that cover to illness too. Choosi only offers pet insurance from a range of brands that cover both accidental injuries and illness.

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    Your pet emergency plan

    At some point in your pet’s life, it’s possible they may face a serious, life-threatening incident. It could be a car accident or a deadly bite from an insect or snake, or they might have eaten something they shouldn’t have. Here are our five steps for taking swift action when your pet’s in trouble.

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    Features and optional benefits

    Give your pet the care they need with pet insurance cover and optional extras like routine care for items such as vaccinations, de-sexing and worming.

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Frequently Asked Questions (FAQs)

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Pet insurance works by helping to cover a portion of the cost of an eligible vet treatment for dogs and cats, by reimbursing that cost to you once you make a successful claim. Some brands offer accident-only cover for pets of all ages. However, with Choosi, you can apply for both accidental injury and illness cover for pets up to younger than 9 years old and up to younger than 16 years old for some policies. Depending on the policy you choose, you can claim up to 85% of eligible vet bills, up to $20,000 per year.*
In addition to accidental injuries and illnesses, some policies also include a benefit for emergency boarding, essential euthanasia, pet overseas travel insurance, and paralysis ticks, at no extra cost. Some polices even include cover for dental illness once you’ve held cover for two years. You’ll need to check the product details of the policy you wish to purchase to find out what’s covered under your preferred plan, by reading the relevant Policy Booklet.
Choosi compares pet insurance plans with and without an applicable excess. For any plans with an excess, you’ll receive a reimbursement of up to 85% of your eligible vet bills less the applicable excess.*
At some point, your pet may need to see a vet for treatment of either an injury from an accident or an illness, and vet bills can be very expensive. Having pet insurance can help reduce the burden of these bills, so you can afford to give your pet the treatment that they need.
Pet insurance will cover most breeds of cats and dogs.

Brands you can trust

View all our trusted brands  

Get personalised quotes from these trusted brands we can arrange directly.
Australian Seniors Guardian Insurance Guide Dog Pet Insurance Prime Pet Insurance Real Insurance RSPCA Pet Insurance

Choosi Price Guarantee

Choosi Price Guarantee

Buy any pet insurance policy through Choosi and, if you find a cheaper price on the same policy within 30 days of purchase, we’ll refund you the difference in premium for the first year, plus send you a $100 gift card. Terms and conditions apply.

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We pride ourselves on the service we provide! When you call Choosi, you’ll be sure to talk to one of our friendly and knowledgeable Choosers, who do all the hard work for you by comparing policies based on your criteria.

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The pet insurance information provided on this website is based only on the pet insurance policies that Choosi can arrange. Choosi doesn’t provide information or offer cover for all products available in the market and there may be aspects to some products that Choosi doesn’t compare. Information on this website doesn’t take into account your personal objectives, financial situation or needs. You should consider the relevant Policy Booklet for more information and to ensure the product suits your needs.

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AFSL Number: 402397 Secure Copyright © 2019 Choosi Pty Ltd ABN 15 147 630 886

Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi doesn’t provide information or offer cover for all products available in the market and there may be aspects to some products that Choosi doesn’t compare. Choosi isn’t an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms & conditions.

Choosi is a related company of Greenstone Financial Services Pty Ltd (ABN 53 128 692 884; AFSL 343079; Ground Floor, 58 Norwest Boulevard, Norwest NSW 2153 Australia), the distributor of each pet insurance, life insurance, income protection insurance and funeral insurance policy. Choosi is able to arrange policies directly for the following brands: Kogan Life Insurance, Australian Seniors, Guardian Insurance, Prime Pet Insurance, Real Insurance, RSPCA Pet Insurance, Guide Dogs Pet Insurance, and Woolworths Insurance. Choosi is also a related company of The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436; Level 12, 465 Victoria Avenue, Chatswood NSW 2067 Australia), the issuer of each pet insurance product Choosi is able to arrange directly. Choosi is also a related company of PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183), the administrator of each pet insurance product Choosi is able to arrange directly.

Where requested by you, Choosi can provide access to other life, income protection and funeral insurance brands by referring you to a third-party partner. The home & contents and car insurance products available are issued and distributed by Compare the Market Pty Ltd (ABN 83 117 323 378; AFSL 422926). The business insurance products available are arranged by BizCover Pty Ltd (ABN 68 127 707 975; AFSL No 501769). If you choose to purchase these products, Choosi will refer you to the appropriate partner. If you purchase a product as a result of a referral, Choosi will receive a fee or commission, depending on the partner you’re referred to.

Choosi has commercial relationships with all insurers that are available for comparison. Choosi obtains a commission from the insurer for arranging any insurance you choose to buy.

Information on this website doesn’t take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) or Policy Booklet for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance, and final expenses insurance products sold through Choosi are available through this website. Relevant PDS’ and/or Policy Wording Documents for products available through our partners are available on their websites.