Pet Insurance

Veterinary care can be very expensive. Pet insurance can help you afford the medical care your pet needs if they are involved in an accident or become ill. Depending on your level of cover, you can claim up to 85% of eligible vet bills, up to $20,000 per year (Pre-existing conditions are excluded and sub-limits may apply). Don’t leave your pet’s health to chance.

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Choosi’s team of Choosers can help you compare the benefits and prices of a range of products from leading insurers so you can confidently choose cover that suits your needs, budget and lifestyle. Learn More  

 

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Dog insurance

Without pet insurance, treatment for something as simple as bone ingestion has been known to cost $3686.52. Accidents involving cars are even worse: treatment can range from $6,201.36 to $16,110.50
(based on 2015–2016 PetSure claims statistics)

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Cat insurance

Without pet insurance, a simple Toxoplasma test (required if your cat eats birds or mice that may be infected with Toxoplasma gondii) has been known to cost from $271.34 to $275.12. Cars, cats and accidents are an even more expensive combination: bills for treatment can range from $4,491.64 to $8,985.46
(based on 2015–2016 PetSure claims statistics)

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Learn more about pet insurance

Choosing insurance can be complicated and confusing. These clear, simple articles provide general information aiming to help you understand more about pet insurance, how it works and why you should consider it.

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    Does it pay to have pet insurance?

    As our animals age, just like us, medical care becomes more likely and complicated. For example, an average claim for a snake bite is $1,619, $1,626 for diabetes and $2,178 for cataracts. Pet insurance could be the answer if you worry about being able to afford the treatment your dog or cat may need.

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    Everything you need to know

    It is important for you to select a level of cover that suits your needs and those of your pet. As inclusions and exclusions vary between policies, it is best to do your homework. Everything you need to know from what is pet insurance, what pet insurance covers, eligibility and types of cover.

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    The right cover for your pet

    The right insurance for your pet will depend not only on the type of policy you choose but also on the breed, age and medical history of your dog or cat. You may decide you only want to cover your pet for accidents, or extend that cover to illness too.

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    Your pet emergency plan

    At some point in your pet’s life, it’s possible he or she may face a serious, life-threatening incident. It could be a car accident or a deadly bite from an insect or snake; they might have eaten something they shouldn’t have. Here are our five steps for taking swift action when your pet’s in trouble.

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    Features and optional benefits

    Give your pet the care they need with pet insurance cover and optional extras. Choose from accidental injury or combined accidental injury and illness cover. Extend your cover with optional routine care for items such as vaccinations, de-sexing and worming.


Frequently asked questions

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Pet insurance is available to cover dogs and cats over the age of 8 weeks. Some brands offer accident cover for pets of all ages and you can apply for accident and illness cover for pets up to 9 years old. Insurance can pay up to 85% of eligible bills, with a value of up to $20,000 per year (this will depend on the cover that you select. Pre-existing conditions are excluded and sub-limits may apply).
Standard policies cover accidental injuries or accident and illness; however some policies also include a benefit for Emergency Boarding, Essential Euthanasia and Paralysis Ticks. You will need to check the product details of the policy you wish to purchase to find out what is covered under your preferred plan. See the relevant Product Disclosure Statement for full details.
Choosi compares pet insurance plans with and without an applicable excess. For plans that do not have an excess – you should note that you will get a refund of between 75% and 85% of your eligible bills (depending on the cover you select, pre-existing conditions are excluded). With plans that do have an excess you will receive a refund of between 75% and 85% of your eligible bills (depending on the cover you select, pre-existing conditions are excluded) less the applicable excess.
At some point your pet will need to see a vet, for treatment of either an injury or an illness and vet bills can be very expensive. Having insurance can alleviate the burden of these bills and ensure that you can afford to give your pet the treatment that they need.
Pet insurance will cover most breeds of cats and dogs.

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