Pet Insurance Features & Optional Benefits

 
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Features and optional benefits

  1. Choose from accidental injury or combined accidental injury and illness cover.
  2. Cover for up to 85% of eligible vet bills and you can claim up to $14,000* per year, for the policies Choosi can arrange direct, depending on the policy you choose.
  3. Extend your cover with optional routine care for items such as vaccinations, de-sexing and worming.
 
Nurturing and protecting your family is a key priority for new parents; life insurance is an important consideration

What is pet insurance?

If your pet becomes sick or is injured, or is involved in an accident, you want to know that you can give them the very best care. With pet insurance direct from Choosi - depending on your level of cover and the policy you choose - you can claim up to 85% of eligible vet bills up to $14,0001 per year (pre-existing conditions are excluded and sub-limits may apply).


Types of cover

There are two types of cover; accidental injury cover and combined accidental injury and illness cover.

Feature Accidental Injury Accidental Injury & Illness
Annual benefit limit

Up to $10,000 (depending on the policy)

Up to $14,000 (depending on the policy)

% of bill covered

Up to 80% of eligible vet bills
(depending on the policy)

Up to 85% of eligible vet bills
(depending on the policy) 

Covers injuries (caused by an accident)
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Covers illnesses
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Upper age limit for entry
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    (eight years old)

Waiting periods

6 months

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    (generally, a 30-day waiting period)

Use any vet licensed in Australia
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Multi-pet discount
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    Available for some policies

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    Available for some policies


Included extras

With the policies Choosi can arrange direct, you can enjoy a range of extra benefits at no extra cost.

 
  • Emergency boarding

    Cover which in certain circumstances, helps with the cost of boarding at a registered kennel or cattery up to an agreed amount, if you, the sole carer, are unexpectedly hospitalised for a specified period and unable to care for your pet.

  • Essential euthanasia

    If a vet deems euthanasia to be humane and essential for your pet, you can claim the benefit percentage for the cost of this up to the annual benefit limit.

  • Paralysis ticks

    Tick bites are very serious and can cause paralysis in pets that can be fatal if untreated. The benefit percentage of the cost of treatment will be covered up to the specified sub-limit (only available with accident and illness plans).

  • Pet overseas travel

    Cover vet expenses incurred for the treatment of your pet while it is overseas with you in certain circumstances.


Optional extra

  • Routine care

    With some policies, you can choose Routine Care as an optional extra. Including this in your policy can cover some routine health checks or procedures that are otherwise not covered, such as vaccinations, de-sexing and worming. Be sure to check the PDS and your policy schedule for specifics regarding routine care.


Reduce the burden of the risk of unaffordable vet bills for emergency treatment or surgery with pet insurance. With policies Choosi can arrange direct you can get cover for up to 85% of eligible vet bills up to $14,000 per year (pre-existing conditions are excluded and sub-limits may apply) you can afford to give your pet the treatment they need, when they need it.
 
*Pre-existing conditions and certain illnesses are excluded, sub-limits may apply. Claim for reimbursement.


This is general information only and does not take into account your personal objectives, financial situation or needs. You should consider the relevant PDS available on this website prior to purchasing any product. Choosi offers insurance products from a range of brands but does not compare all products available in the market.



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