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Real Insurance – Pet Insurance

If your four-legged friend becomes ill or has an accident, you want to be able to give them the care they deserve and as most pet owners know, this can be very expensive.

Real Pet Insurance offers three levels of cover to choose from (Premium, Standard, and Classic), so you have financial help if your pet suffers from an accidental injury or illness. You can claim up to 80% of eligible vet bills to a maximum of $12,000 each year.1

Plus, with Real Insurance, after the first year of your policy, you’ll get back 10% of the total premiums you’ve paid in that time – that’s The Real ™.

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Premium Accident & Illness Cover

  • Covers up to 80% of your eligible vet bills up to a maximum of $12,000 per year with no excess1
  • Optional routine care benefit up to $80 available for everyday treatments such as vaccinations, health checks, teeth cleaning, and obedience training
  • Freedom to take your pet to any vet licensed to practise in Australia
  • Next-day protection for accidental injury the day after your policy starts (a 30-day waiting period applies for all illness claims)
  • Guaranteed lifetime cover for pets insured between the ages of 8 weeks and under 9 years when you keep your pet’s policy in force

Standard Accident & Illness Cover

  • Covers up to 75% of your eligible vet bills up to a maximum of $12,000 per year with no excess1
  • Freedom to take your pet to any vet licensed to practise in Australia
  • Next-day protection for accidental injury the day after your policy starts (a 30-day waiting period applies for all illness claims)
  • Guaranteed lifetime cover for pets insured between the ages of 8 weeks and younger than 9 years when you keep your pet’s policy in force

Classic Accident & Illness Cover

  • Covers up to 60% of your eligible vet bills up to a maximum of $12,000 per year with no excess (up to $2,000 per condition)1
  • Freedom to take your pet to any vet licensed to practise in Australia
  • Next-day protection for accidental injury the day after your policy starts (a 30-day waiting period applies for all illness claims)
  • Guaranteed lifetime cover for pets insured between the ages of 8 weeks and younger than 9 years when you keep your pet’s policy in force

  1. Pre-existing conditions and certain illnesses are excluded. Benefit limits, sub-limits and annual condition limits apply. Claim for reimbursement. Please read the relevant Policy Booklet (containing the Product Disclosure Statement, Policy Terms and Conditions, and Financial Services Guide) for specific details of the policy’s inclusions and exclusions based on your selected level of cover.

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