Choosi Price Guarantee

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Choosi Price Guarantee

Buy any Life, Funeral, Income Protection or Pet Insurance policy through Choosi and, if you find a cheaper price on the same policy within 30 days of purchase, we will refund you the difference in premium for the first year, plus send you a $100 gift card.

Terms and conditions

  1. To be eligible for the Choosi Price Guarantee, you must:
    1. be an Australian resident aged 18 years and over;
    2. within 30 days of purchasing your policy through Choosi, find the identical policy from the same insurer for a lower price; and
    3. have made your first payment on your policy.
  2. For us to consider the cheaper policy to be the “same”, it must be identical in every respect to the policy you purchased through us (including company, policy type and level of cover).
  3. In order to compare the cheaper policy to the policy purchased through Choosi, you must, within 30 days of purchasing your policy, send us proof of the quote on letterhead paper or equivalent (e.g. printout of the webpage at the final payment stage), with the policy description, price, policy terms and conditions, and the date of quote clearly shown. You can email the details to customerhelp@choosi.com.au, or mail to Choosi Pty Ltd, PO Box 7186, Baulkham Hills, NSW 2153.
  4. Within 14 business days of receiving the information about the cheaper quote from you, we will advise you in writing of your eligibility. If we are not satisfied with the documentation, we will request more information or decline your claim.
  5. The Choosi Price Guarantee:
    1. only applies to Life, Funeral, Income Protection and Pet Insurance policies;
    2. only applies to the policy premium and does not include other gifts, offers, promotions or incentives provided in conjunction with the policy;
    3. can only be claimed once per policy purchased through us; and
    4. does not apply where quoted premiums are only different because of rounding adjustments to the quoted prices.
  6. Refunds for the difference in first year premiums will be made by cheque or electronic transfer to your nominated bank account within 14 days of your claim being verified.
  7. The Gift Card may take up to 60 days to be issued. If you lose the Gift Card, no replacement Gift Card will be issued.
  8. We may withdraw the Choosi Price Guarantee at any time.

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AFSL Number: 402397 Secure Copyright © 2019 Choosi Pty Ltd ABN 15 147 630 886

Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi doesn’t provide information or offer cover for all products available in the market and there may be aspects to some products that Choosi doesn’t compare. Choosi isn’t an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms & conditions.

Choosi is a related company of Greenstone Financial Services Pty Ltd (ABN 53 128 692 884; AFSL 343079; Ground Floor, 58 Norwest Boulevard, Norwest NSW 2153 Australia), the distributor of each pet insurance, life insurance, income protection insurance and funeral insurance policy. Choosi is able to arrange policies directly for the following brands: Kogan Life Insurance, Australian Seniors, Guardian Insurance, Prime Pet Insurance, Real Insurance, RSPCA Pet Insurance, Guide Dogs Pet Insurance, and Woolworths Insurance. Choosi is also a related company of The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436; Level 12, 465 Victoria Avenue, Chatswood NSW 2067 Australia), the issuer of each pet insurance product Choosi is able to arrange directly. Choosi is also a related company of PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183), the administrator of each pet insurance product Choosi is able to arrange directly.

Where requested by you, Choosi can provide access to other life, income protection and funeral insurance brands by referring you to a third-party partner. The home & contents and car insurance products available are issued and distributed by Compare the Market Pty Ltd (ABN 83 117 323 378; AFSL 422926). The business insurance products available are arranged by BizCover Pty Ltd (ABN 68 127 707 975; AFSL No 501769). If you choose to purchase these products, Choosi will refer you to the appropriate partner. If you purchase a product as a result of a referral, Choosi will receive a fee or commission, depending on the partner you’re referred to.

Choosi has commercial relationships with all insurers that are available for comparison. Choosi obtains a commission from the insurer for arranging any insurance you choose to buy.

Information on this website doesn’t take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) or Policy Booklet for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance, and final expenses insurance products sold through Choosi are available through this website. Relevant PDS’ and/or Policy Wording Documents for products available through our partners are available on their websites.