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Real Insurance

Real Insurance provides simple, straightforward insurance products that are competitive and give ordinary Australians the opportunity to protect the financial future of themselves and their loved ones. Real Insurance’s products are simple to apply for and don’t require you to have a medical or blood test to apply.

Real Funeral Cover

Benefits of choosing Real Funeral Cover include:

  • The Real Reward™ which entitles you to a 10% refund on premiums paid after holding your policy for 12 months
  • You can choose your level of cover from $3,000 up to $15,000
  • Triple benefit payout (up to $45,000) for accidental death from day one
  • Accidental serious injury insurance is automatically included in your cover at no extra cost
  • All Australian residents aged 18 to 79 years are guaranteed acceptance
  • You can pay your premiums fortnightly or monthly at no extra cost
  • Your premiums won’t increase every year
  • No premiums payable after you reach age 85
  • After age 85, you can cancel your policy and choose the early cash payout option to get 75% of your funeral cover amount OR keep your policy and get a 25% bonus cover at no extra cost when you pass or reach age 100
  • Free will kit is included with your policy
  • 30-day cooling off period with a money back guarantee

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Some things you should know:

Please note cover is only for accidental death and accidental serious injury in the first 12 months of your policy. There’s no refund of premiums after the cooling off period. The total amount of premiums payable over the life of the policy has the potential to exceed the cover amount. If you choose the early cash payout option, you’ll no longer be eligible to claim as this option will cancel your policy. Accidental serious injury cover expires on the policy anniversary after your 75th birthday. The premiums may change if you make changes to your policy or if the underlying premium rates are changed for all policy holders.


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