Real Insurance
Real Insurance
Real Insurance provides simple, straightforward insurance products that are competitive and give ordinary Australians the opportunity to protect the financial future of themselves and their loved ones. Real Insurance’s products are simple to apply for and don’t require you to have a medical or blood test to apply.
Real Funeral Insurance
Benefits of choosing Real Funeral Insurance include:
- You can choose your level of cover from $3,000 up to $15,0001
- Double payout with Funeral and optional Accidental Death Insurance cover up to $30,0002
- Accidental serious injury insurance is automatically included in your cover at no extra cost2
- All Australian residents aged 40–79 years are guaranteed acceptance
- You can pay your premiums fortnightly or monthly at no extra cost
- Your premiums won’t increase every year
- No premiums payable after you reach age 853
- After age 85, you can cancel your policy and choose the early cash payout option to get 75% of your funeral cover amount OR keep your policy and get a 25% bonus cover at no extra cost when you pass away or reach age 1004
- Free online legal Will with your policy, valued at $160, to help get your affairs in order5
- Get back 10% of premiums after your 12-month policy anniversary, with The Real Reward™
- 30-day cooling off period with a money back guarantee6
- Cover is only for accidental death and accidental serious injury in the first 12 months of your policy.
- Accidental serious injury cover and, if selected, optional Accidental Death Insurance expires on the policy anniversary following your 75th birthday.
- The premiums may change if you make changes to your policy or if the underlying premium rates are changed for all policy holders.
- The total amount of premiums payable over the life of the policy has the potential to exceed the cover amount. If you choose the early cash payout option, you’ll no longer be eligible to claim as this option will cancel your policy.
- Offer applies to policies purchased from 17 July 2024 for a limited time and may be discontinued without notice. Offer dates are subject to change. Policy number must be provided at Safewill checkout to be eligible. Policyholders who purchased a Safewill Will prior to purchasing their policy prior to the Offer date will not be eligible for the free online legal Will.
- There’s no refund of premiums after the cooling off period.