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Real Insurance – Funeral Insurance

Real Insurance provides simple, straightforward insurance products, such as Real Funeral Insurance, that are competitive and give ordinary Australians the opportunity to protect the financial future of themselves and their loved ones. Real Insurance’s products are easy to get and do not require you to have a medical or blood test to apply.

Benefits of choosing Real Funeral Insurance include:

  • The Real Reward™ which entitles you to a 10% refund on premiums paid after holding your policy for 12 months
  • You can choose your level of cover – from $3,000 up to $15,000
  • Triple benefit payout, up to $45,000, for Accidental Death from day one
  • Accidental Serious Injury Insurance is automatically included in your cover – at no extra cost
  • All Australian residents aged 18 to 79 years are guaranteed acceptance
  • You can pay your premiums fortnightly or monthly – at no extra cost
  • Optional Children’s Insurance can be added to your policy

 

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Real Guaranteed Funeral Insurance Flexi Plus

Guaranteed Funeral Insurance Flexi Plus comes with the Real Payback Guarantee.

With the Real Payback Guarantee you have greater flexibility, because:

  • When your family makes a funeral claim, the benefit will always be your chosen cover amount or the total premiums you’ve paid for your cover – whichever is more.
  • Once you turn 85, you can cancel your cover to receive an Early Cash Payout of 150% of your funeral insurance benefit. Note that the premium guarantee does not apply to this payment.

Real Guaranteed Funeral Insurance Flexi

With Real Guaranteed Funeral Insurance Flexi, when your family makes a funeral claim, the benefit will always be your chosen cover amount or 80% of the premiums you have paid for your cover – whichever is more. Or once you turn 85, you can cancel your cover to receive an Early Cash Payout of 100% of your funeral insurance benefit.


Some things you should know:

  • Cover is for Accidental Death only in the first 12 months, then death by any cause thereafter.
  • If your policy is cancelled prior to age 85, no benefit amount is payable. There is no refund of premiums after the cooling off period.
  • If you change your cover your premiums will be affected.
  • If you choose the Early Cash Payout option, you will no longer be eligible to claim and you may receive less than the total premiums you’ve paid into your policy to date.

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