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Guardian Insurance

Guardian Insurance offers straightforward personal insurance solutions that are transparent and easy to understand. With a wide range of flexible products and optional benefits, it’s easy to find a Guardian insurance policy to suit your lifestyle. Choose from personal insurance and optional benefits that offer peace of mind, such life insurance, funeral insurance and pet insurance.

Guardian Insurance products are provided by Hannover Life Re of Australasia, a wholly-owned subsidiary of Hannover Re, one of the world’s leading global life reinsurance groups.

Insurance products

Guardian Life Insurance

  • Help ensure financial protection for your family with $100,000 up to $1.5 million cover depending on your age
  • Choose from Guardian’s range of Life Insurance optional benefits for greater protection
  • Single or joint cover options available, with no medical or blood tests needed
COMPARE LIFE INSURANCE

Guardian Funeral Insurance

  • Apply over the phone with no medical or blood tests
  • Australian residents aged 18 to 79 are guaranteed acceptance
  • Choose cover from $3,000 up to $15,000
  • No medical or health questions to answer
  • Three times the insurance benefit paid in the event of accidental death
  • 100% funeral insurance benefit paid in advance if you’re diagnosed with a terminal illness (with less than 12 months to live) after holding your policy for one year
  • 30-day money back guarantee
  • Automatic cover for accidental serious injury at no extra cost1
  • Your premiums won’t increase every year2
  • No premiums payable after you reach age 85
  • After age 85, you can choose to cancel your policy and get the early cash payout option to receive 75% of your funeral cover amount OR keep your policy and get a 25% bonus cover at no extra cost when you pass or reach age 1003
  • Free will kit included with your policy
COMPARE FUNERAL INSURANCE

Guardian Pet Insurance

  • Claim up to 80% on the cost of eligible vet bills, up to $12,000 per year4
  • Visit any vet registered in Australia
  • Choose from Bronze, Gold or Platinum cover to suit your budget and pet’s needs
  • Add optional Routine Care for a single annual extra benefit towards costs for routine vet care
COMPARE PET INSURANCE
  1. Accidental serious injury cover expires on the policy anniversary after your 75th birthday.
  2. The premiums may change if you make changes to your policy or if the underlying premium rates are changed for all policy holders.
  3. There’s no refund of premiums after the cooling off period. The total amount of premiums payable over the life of the policy has the potential to exceed the cover amount. If you choose the early cash payout option, you’ll no longer be eligible to claim as this option will cancel your policy.
  4. Exclusions, benefit limits, and sub-limits apply. An annual condition limit applies to some policies. Claim for reimbursement. Information is general. Please read and consider the relevant Policy Booklet (containing the Product Disclosure Statement, Policy Terms and Conditions, and Financial Services Guide) before purchasing for specific details of the policy’s inclusions and exclusions based on your selected level of cover.

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AFSL Number: 402397 Secure Copyright © 2021 Choosi Pty Ltd ABN 15 147 630 886

Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi doesn't provide information or offer cover for all products available in the market and there may be aspects to some products that Choosi doesn't compare. Choosi isn't an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms & conditions.

Choosi is a related company of Greenstone Financial Services Pty Ltd (ABN 53 128 692 884; AFSL 343079; Ground Floor, 50 Norwest Boulevard, Norwest NSW 2153 Australia), the distributor of each pet insurance, life insurance and funeral insurance policy. Choosi is able to arrange policies directly for the following brands: Kogan Life Insurance, Australian Seniors, Guardian Insurance, Prime Pet Insurance, Real Insurance, RSPCA Pet Insurance, Guide Dogs Pet Insurance, and Woolworths Insurance. Choosi is also a related company of The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436; Level 12, 465 Victoria Avenue, Chatswood NSW 2067 Australia), the issuer of each pet insurance product Choosi is able to arrange directly. Choosi is also a related company of PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183), the administrator of each pet insurance product Choosi is able to arrange directly.

Where requested by you, Choosi can provide access to other life and funeral insurance brands by referring you to a third-party partner. The home & contents and car insurance products available are issued and distributed by Compare the Market Pty Ltd (ABN 83 117 323 378; AFSL 422926). The business insurance products available are arranged by BizCover Pty Ltd (ABN 68 127 707 975; AFSL No 501769). If you choose to purchase these products, Choosi will refer you to the appropriate partner. If you purchase a product as a result of a referral, Choosi will receive a fee or commission, depending on the partner you're referred to.

Choosi has commercial relationships with all insurers that are available for comparison. Choosi obtains a commission from the insurer for arranging any insurance you choose to buy.

Information on this website doesn't take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance and funeral insurance products sold through Choosi are available through this website. Relevant PDS' and/or Policy Wording Documents for products available through our partners are available on their websites.