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Real Insurance – Life Insurance

Real Insurance offers value-for-money insurance products that are easy to understand and simple to apply for. They have been insuring Australians with award winning Life Insurance products since 2005, and have been awarded the Roy Morgan Customer Satisfaction Award in 2017 within the Risk and Life Insurer of the Year category, and have been the recipient of this award in 2012, 2013, and 2015 as well. Real Insurance was also presented the 2014 Highly Commended Trusted Brand Award in both the Life and Funeral Insurance categories – as voted by Australian consumers.

With Real Life Insurance, you know that the financial future of your family is secure. Applying for cover is easy, with no medicals or blood tests required. You also get a 30 day cooling off period to make sure the cover suits your needs.

Plus, after the first year of your Policy, you will get back 10% of the total premiums you’ve paid in that time – that’s the Real Reward™.

Download Family Life Cover PDS

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Family Life Cover

  • From $100,000 up to $1 million cash benefit paid quickly to your family
  • Easy over the phone application – no medical or blood test
  • Optional benefits available – Children’s Insurance, Total and Permanent Disability Insurance and Serious Illness Insurance
  • 30 day cooling off period
  • Pay fortnightly or monthly – at no extra cost

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AFSL Number: 402397 Secure Copyright © 2019 Choosi Pty Ltd ABN 15 147 630 886

Choosi Pty Ltd (ABN 15 147 630 886) offers insurance products from a range of Australian brands. Choosi doesn’t provide information or offer cover for all products available in the market and there may be aspects to some products that Choosi doesn’t compare. Choosi isn’t an insurer and cover is issued by various underwriters. Your use of this website is undertaken in accordance with the full Terms & conditions.

Choosi is a related company of Greenstone Financial Services Pty Ltd (ABN 53 128 692 884; AFSL 343079; Ground Floor, 58 Norwest Boulevard, Norwest NSW 2153 Australia), the distributor of each pet insurance, life insurance, income protection insurance and funeral insurance policy. Choosi is able to arrange policies directly for the following brands: Chubb Insurance Australia Limited, Australian Seniors, Guardian Insurance, Prime Pet Insurance, Real Insurance, RSPCA Pet Insurance, Guide Dogs Pet Insurance, and Woolworths Insurance. Choosi is also a related company of The Hollard Insurance Company Pty Ltd (ABN 78 090 584 473; AFSL 241436; Level 12, 465 Victoria Avenue, Chatswood NSW 2067 Australia), the issuer of each pet insurance product Choosi is able to arrange directly. Choosi is also a related company of PetSure (Australia) Pty Ltd (ABN 95 075 949 923; AFSL 420183), the administrator of each pet insurance product Choosi is able to arrange directly.

Where requested by you, Choosi can provide access to other life, income protection and funeral insurance brands by referring you to a third-party partner. The home & contents and car insurance products available are issued and distributed by Compare the Market Pty Ltd (ABN 83 117 323 378; AFSL 422926). The business insurance products available are issued and distributed by BizCover Pty Ltd (ABN 68 127 707 975; AR 338440), an Authorised Representative of Mega Capital Pty Ltd (ABN 37 098 080 418; AFSL 238549). If you choose to purchase these products, Choosi will refer you to the appropriate partner. If you purchase a product as a result of a referral, Choosi will receive a fee or commission, depending on the partner you’re referred to.

Choosi has commercial relationships with all insurers that are available for comparison. Choosi obtains a commission from the insurer for arranging any insurance you choose to buy.

Information on this website doesn’t take into account your personal objectives, financial situation or needs. You should consider the relevant Product Disclosure Statement (PDS) for more information and to ensure the product suits your needs. The PDS for each of the pet insurance, life insurance, income protection insurance, funeral insurance, and final expenses insurance products sold through Choosi are available through this website. Relevant PDS’ and/or Policy Wording Documents for products available through our partners are available on their websites.