Real Insurance – Life Insurance
Real Insurance – Life Insurance
Real Insurance offers much more than value-for-money insurance products. When we entered the Australian market in 2005, our goal was to protect the quality of people’s lives. We’ve held to that promise, with products that offer real savings and value, staff who provide real service and a corporate culture that inspires real trust. This is confirmed by the number of industry awards we’ve received.
With Real Life Insurance, you know that the financial future of your family is secure. Applying for cover is easy, with no medicals or blood tests required. You also get a 30 day cooling off period to make sure the cover suits your needs.
Plus, after the first year of your policy (excluding Life Cover for SMSF), you will get back 10% of the total premiums you’ve paid in that time – that’s the Real Reward™.
Family Life Cover
- Receive cover from $100,000 up to $1 million (depending on your age)1
- Easy over the phone application – no medicals or blood tests required
- Optional benefits available – Children’s Insurance, Total and Permanent Disability Insurance and Serious Illness Insurance
- 30 day cooling off period
- Pay fortnightly or monthly – at no extra cost
Life Cover for SMSF
- Choose cover from $100,000 up to $2 million (depending on your age)
- Pay your life insurance premiums from your SMSF (instead of your post-tax income)
- Continuous cover for life, as long as your premiums are paid, and you remain a member of your SMSF2
- Contributions to your fund can be tax deductible3
- 100% of the benefit is paid in advance if you’re diagnosed with a terminal illness (with less than 24 months to live)
- Apply over the phone with a single phone call – no medical or blood tests required to apply
- Free interim accidental death cover for up to 30 days if we need extra time to assess your application
- Total and Permanent Disability Insurance available, as an optional extra
- Excludes cover for death or terminal illness as a result of a self-inflicted injury in the first 13 months.
- Applies for death cover only.
- Check with your financial advisor.