Real Insurance – Life Insurance
Real Insurance – Life Insurance
Real Insurance specialise in life, income protection, funeral, health, home, car, pet, travel and landlords insurance products. In the market since 2005, we have protected the quality of life of thousands of Australians, through the delivery of innovative products that protect the financial future of people across Australia. At Real Insurance we pride ourselves on providing trusted service and real value to our customers, which has been recognised by years of industry awards.
With Real Life Insurance, you can have peace of mind knowing you’ve made one simple decision to help protect your family’s financial future. Applying for cover is easy, with no medicals or blood tests required. You also get a 30-day cooling off period to make sure the cover suits your needs.
Plus, after your 12-month policy anniversary (excluding Real Life Cover for SMSF), you'll get back 10% of the premiums you’ve paid, thanks to The Real Reward™.
Real Life Insurance
- Receive cover from $100,000 up to $2 million (depending on your age, and underwriting outcome)¹
- Easily apply over the phone in a single call – no medicals or blood tests required
- Optional benefits available – Children’s Insurance, Total & Permanent Disability Insurance, and Serious Illness Insurance (depending on your underwriting outcome)
- Free online legal Will with your policy, valued at $160, to help get your affairs in order2
- 30-day cooling-off period
- Choose to pay either annually, fortnightly or monthly – at no extra cost
Real Life Cover for SMSF
- Choose cover from $100,000 up to $2 million (depending on your age)
- Pay your life insurance premiums from your SMSF (instead of your post-tax income)
- Continuous cover for life, as long as your premiums are paid, and you remain a member of your SMSF3
- Contributions to your fund can be tax deductible4
- 100% of the benefit is paid in advance if you’re diagnosed with a terminal illness (with less than 24 months to live)
- Apply over the phone with a single phone call – no medical or blood tests required to apply
- Free interim accidental death cover for up to 30 days if we need extra time to assess your application
- Total and Permanent Disability Insurance available, as an optional extra
- Excludes cover for death or terminal illness as a result of a self-inflicted injury in the first 13 months.
- Offer applies to policies purchased from 17 July 2024 for a limited time and may be discontinued without notice. Offer dates are subject to change. Policy number must be provided at Safewill checkout to be eligible. Offer must be redeemed within 12 months of policy commencement date. Policyholders who purchased a Safewill Will prior to purchasing their policy prior to the Offer date will not be eligible for the free online legal Will.
- Applies for death cover only.
- Check with your financial advisor.