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Real Insurance

Real Insurance entered the market in 2005 when it ventured into protecting the quality of Australian lives with heart. And because there’s no such thing as the average person, it hit the ground running with innovative ways to customise cover to suit anyone’s needs and budget.

Striving to be more than just another big insurer, its award-winning insurance products are designed to offer peace of mind at reasonable prices with the added benefit of customer service that’s caring and exceeds expectation. Stress-free claims and the backing of your policy by the third largest insurer in the world means you can rest easy knowing the life you’ve worked hard to build is protected.


Insurance Products

Life Insurance

  • Choose cover up to $1 million depending on age, which is paid as a quick lump sum cash payment to your beneficiaries when you pass away.
  • Benefit from The Real Reward™: Real Insurance will give you back 10% of premiums you’ve paid after the first 12 months of your policy.
  • Choose from a range of optional covers such as Serious Illness Insurance and Accidental Death Insurance for greater protection and tailored cover.

Funeral Insurance

  • Guaranteed cover for Australian residents aged 18–79
  • Enjoy greater flexibility with Real Guaranteed Funeral Insurance Flexi Plus, which comes with the Real Payback Guarantee:
    • When your family makes a funeral claim, the benefit will be your chosen cover amount or the total premiums you have paid for your cover – whichever is more. OR once you turn 85, you can cancel your cover to receive an Early Cash Payout of 150% of your funeral insurance benefit.1

Income Protection Insurance

  • Have 75% of your monthly income paid (up to a maximum of $10,000 a month) if you can’t work because you’re sick or injured.2
  • Benefit from The Real Reward™: Real Insurance will give you back 10% of premiums you’ve paid after the first 12 months of your policy.
  • Premiums are usually tax deductible.

Pet Insurance

  • Choose from three affordable plans to find the perfect fit for your cat or dog.
  • Take the stress out of caring for your sick or injured pet by claiming up to 80% of eligible vet bills up to $12,000 per year.3
  • Take your pet to any vet licensed to practice in Australia, and pay no excess.

  1. If your policy is cancelled prior to age 85, no benefit amount is payable. If you change your cover your premiums will be affected. There is no refund of premiums after the cooling off period. If you choose the Early Cash Back option, you will no longer be eligible to claim and you may receive less than the total premiums you’ve paid into your policy to date.
  2. A waiting period and benefit period applies.
  3. Pre-existing conditions excluded, sub-limits may apply.

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