Protection for your property
Landlords insurance often includes the following covers:
Protect your building and contents against fire and explosion, earthquake, lightning, storm and rainwater.
Theft and malicious damage
Cover your property and its contents, such as carpets and furniture, against theft or malicious damage, including vandalism.
Cover for damage to your building due to impact, whether it’s a fallen tree or a car crashing into your property.
Cover for items outside your insured building, including barbeques and outdoor furniture.
Cover for damage caused by bursting, leaking or overflow of water.
Insurers frequently allow you to customise your insurance to better suit your needs with optional extras. Electrical motor burnout, for example, covers the cost of repairing or replacing an electric motor that's part of your contents, such as your washing machine or automatic garage door.
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