Life Insurance features and optional benefits

 
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Life insurance, benefits & optional extras

Look after your family in the event of your death or terminal illness
For policies Choosi can arrange direct a lump sum benefit of up to $1.5 million
Optional extra cover for increased family security

Life insurance

Financial support for your family if the worst were to happen.

For policies Choosi can arrange direct, a lump sum payment of up to $1.5 million in the event of a terminal illness diagnosis or your death which can help your family manage financially and maintain their quality of life.

Amount of cover

Lump sum payment up to $1.5 million depending on your policy and your age.

Tailored cover

Meet your specific needs and budget with tailored cover, including a range of optional benefits.

No medical tests

In most cases, no medical examination or blood test to apply.

24/7 protection

You are protected 24 hours a day, 7 days a week, worldwide while your policy is in place.

Tax-free pay out

In most cases the benefit your family receives will be tax free.

Extra cover, extra protection

For policies Choosi can arrange direct, extra cover can be taken out with some life insurance policies for a range of events. 
Ensure you read the relevant PDS for the cover specifics for each policy.
 

  Accidental Death Insurance

A lump sum paid in the event of Accidental Death. The benefit amount may:

  1. Be up to $500,000
  2. Be paid in addition to the Life Insurance benefit

  Total and Permanent Disability Insurance (TPD)

A lump sum benefit paid when an insured person suffers a total and permanent disability. Cover may:

  1. Provide up to a $1 million benefit, depending on your age; and
  2. Depending on the policy you choose, be available if you work more than 20 hours a week

  Serious Illness Insurance

A lump sum benefit paid in the event of a covered serious illness. Depending on your policy, cover may:

  1. Provide up to a $500,000 benefit, often dependent on your life insurance benefit amount
  2. Include for serious illnesses such as Heart Attack, Malignant Cancer, Stroke or Coronary Artery Bypass Surgery

  Children's Insurance

Depending on your policy, a lump sum benefit paid per child if they suffer an event such as Accidental Death, Paralysis, or Meningitis. Cover may:

  1. Provide up to $80,000 benefit per insured child in the case of Serious Injury or Illness.
  2. Provide either the full or partial benefit in the case of Accidental Death
  3. Be available for children who are Australian residents between 2 and 17 years of age

This is general information only and does not take into account your personal objectives, financial situation or needs. You should consider the relevant PDS available on this website prior to purchasing any product. Choosi offers insurance products from a range of brands but does not compare all products available in the market. 



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