13 Sep 2024
The do’s and don’ts of funeral attire
Are you wondering what to wear to a funeral? Discover the do’s and don’ts of funeral attire in this practical...
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Funeral insurance provides a lump-sum payment to your loved ones when you die. This payment is designed to help pay for your funeral costs and settle any other outstanding expenses, bills, and accounts. Choosi offers a range of funeral insurance policies from trusted brands, offering benefits from $3,000 up to $15,000.
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Compare funeral insurance products
There are heaps of funeral insurance providers on the market, but our job is to help you find the one policy that’s right for you and your family! We help you compare a range of funeral insurance policies according to your individual needs, from adding optional benefits, to your chosen cover amount. Choosi lets you separate the good from the bad to make sure your family will be in safe hands when dealing with funeral expenses. Check out our side-by-side comparison below to get started.
Brand | Age eligibility | Minimum cover | Maximum cover | Levelled premiums | Expiry age | Single or joint plan | Feature |
---|---|---|---|---|---|---|---|
Seniors Funeral Insurance | 40 – 79 | $3,000 | $15,000 | 100 | Free ongoing subscription to DARE magazine for inforce policies | ||
Guardian Funeral Insurance | 40 – 79 | $3,000 | $15,000 | 100 | |||
Real Funeral Cover | 40 – 79 | $3,000 | $15,000 | 100 | Get back 10% of premiums paid in your first year of cover with The Real Reward™ |
Get personalised quotes from these trusted brands we can arrange directly.
Choosi makes finding funeral insurance easy.
When you compare funeral insurance policies with Choosi, we’ll help you to find the perfect fit for you and your family. Our team of Choosers can help you compare a range of policies with features and benefits that suit, so you can choose the policy that’s right for you. Once you find a policy that works for you, you can apply instantly with no added cost. It’s our way of helping you rest easy knowing your loved ones will have a helping hand during a hard time.
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While funeral insurance is designed to help with funeral and other end-of-life expenses, the money can be used however your nominated beneficiary sees fit — to pay for travel expenses or legal fees, for example. The benefit is a lump-sum only and doesn't provide any funeral, burial, or cremation services.
Choosing insurance can be complicated and confusing. These clear, simple articles provide general information to help you understand more about funeral insurance, how it works, and the benefits it offers.
Funeral insurance is a policy that pays a lump-sum amount to your loved ones when you die. The funds will be paid into your nominated beneficiary’s account, which they can use to cover your funeral or other final expenses.
There are many different cover options to choose from, so it’s a good idea to spend some time thinking about what kind of funeral insurance plans would best suit your needs and budget.
Every Australian resident aged between 40 and 79 can apply to get funeral insurance with Choosi. Funeral insurance policies available directly through Choosi offer benefit amounts from $3,000 up to $15,000.
Use our handy tool to see how your financial situation stacks up against other people in your generation/age group, according to the 2019 Choosi Dollar Report.
Funerals can cost thousands of dollars and some people find they just aren’t financially prepared to pay for such an unexpected expense. Funeral insurance can help cover the cost of your funeral by paying a lump-sum of your chosen benefit amount to your loved ones when you die. While it’s called ‘funeral insurance’, your family can choose to spend the payout as they see fit, so it could also be used to cover the cost of settling your affairs or other final end-of-life expenses. You can choose a single or joint policy so you can also cover your partner at the time of your application.
The amount of cover you choose will depend on your personal circumstances and what type of funeral you want. Do you want a simple no-frills funeral, something more elaborate to commemorate the end of your fabulous life, or a run-of-the-mill funeral that’s neither simple nor fancy? It’s important to decide on this first as the differences in cost of each type of funeral can be in the thousands. You may also want to consider any other final expenses that your family may need to meet after you’re gone.
For funeral insurance policies directly available through Choosi, you must be an Australian resident aged between 40 and 79 years to apply.
Some insurance policies may need you to have a medical check-up and blood tests, but this isn’t required for policies available directly through Choosi. As long as you’re an Australian resident aged between 40 and 79 years old, you’re guaranteed acceptance.
Yes, you can take out a policy on behalf of your partner, but you won’t be able to nominate yourself to receive the benefit. You can also include your partner on your policy if joint cover is available as an option.
Don’t leave your family to pay for your funeral at an already difficult time! Start comparing funeral insurance policies today.